Only use the best student credit cards

When you're looking to get a card designed for students, be sure to check out the fine print. Look for one with no annual fee and no fee on a balance transfer. Credit cards that CreditCardXPO.com recommends have the fine print picked out and displayed for your perusal, so you don't have to do all the research yourself. Our editor's choices include the Citi Dividend Platinum Select, one of the best student credit cards on the market. Here are some of the features of this premium offer:

• 0% APR for 6 months on purchases, cash advances and balance transfers as long as you do not default under any Card Agreement
• Earn 5% cash back on purchases at supermarkets, gas stations, convenience stores, and utilities including cable for 6 months and 2% thereafter
• Earn 1% cash back on all other purchases
• No minimum income or cosigner required

You can help build your credit history with this introductory card, all while reaping its many benefits.

The deal behind balance transfer credit cards

Consolidating your debts is one of the best first steps to eliminating debt. Even the best student credit cards sometimes don't offer a great option for this, so we suggest checking out the applications for balance transfer credit cards available on our site. Many companies allow for this, and often there is no fee. Fill out an application today or read our tips to find out where you stand. It's just that easy. We find the deals, and you use them.