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Credit Card Articles
Credit Card BasicsOrigin of the Credit Card - Do you know where your credit card comes from -- beyond the return address on the envelope from your card issuer? The approximately 2 billion credit cards in use today across the globe have... more Capital One Means No Foreign Transaction Fees - When you swipe your Capital One credit card on a foreign vacation, it won’t cost you a dime to have the amount of your purchase converted into U.S. dollars. That is because unlike most othe... more Beware of Mail Theft at Tax Time - Tax season may not be the favorite time of year for most Americans, but there is one group of people that looks forward to it annually -- mail thieves. Mail theft is a major issue during ... more Chase -- Evolution Through Acquisitions - Today, Chase is one of the top credit card issuers in the U.S. Its evolution was driven in part by a string of mergers, with Chase growing through various acquisitions involving a number of... more Credit Card Users Can Take Steps to Protect Themselves From Identity Theft - Credit card users, and consumers in general, are right to be concerned about identity theft. This growing problem threatens their bank accounts and credit scores, and can result in the loss... more Taking Your Credit Card on a Holiday Getaway - The holiday season around Christmas and New Year's is a popular time for American families to get away for a while and go on vacation. If you are looking forward to a little holiday trip of... more Online Shopping Options Offer Credit Card Safety - Going into the holiday season, it's likely many credit card users will do their shopping online. And, as anyone who uses a credit card online should be aware of, there is the potential for ... more How the Federal Reserve Impacts Your Credit Card Interest Rates - You may notice that the interest rate on your credit card changes after the U.S. Federal Reserve makes one of its announcements regarding a change to the federal funds rate. In fact, most o... more Why Some Businesses Still Don't Take Credit Cards - It seems like credit cards are accepted nearly everywhere and for payments of all sorts nowadays. The majority of mid-sized and large companies accept credit card payments, with fast food r... more Credit Card Debt Can Weigh on Senior Citizens - Gone are the days when senior citizens avoided debt at all costs. Nowadays, credit card debt and other debt is a fact of life for many Americans enjoying their golden years. According to a... more Credit Card Protection Insurance -- What You Need to Know - Your credit card company may offer it under a variety of names. Credit card protection insurance. Credit Shield. Payment protection. Credit safeguard. But no matter what name it goes by... more $1 on Your Credit Card Can Cost You Thousands - A new identity theft scheme puts a charge of just $1 on your credit card, in what is creatively known as the "one dollar scam." In this new scam, thieves buy hundreds of stolen credit car... more Plastic Offers Benefits Over Paper Payments - Millions of American consumers are opting to pay with a credit card or debit card when making purchases instead of using the more traditional methods of paying by cash or check. One of th... more Credit Card Fine Print - Credit card offers are well known for having fine print that outlines terms and conditions in language that can be difficult for the average consumer to understand. Unfortunately, it is nec... more Be Cautious About Store Credit Cards - You are in line at your favorite retailer to get your purchases rung up, with a collection of all kinds of items you can't wait to take home. When you step up to the register, the clerk ask... more Credit Cards and Home Purchases - With credit cards so prevalent in U.S. consumers' wallets nowadays, there is a great likelihood that many potential home buyers have some plastic in their pockets. When preparing for a home... more Credit Card Advice From TransUnion - TransUnion, one of the three main U.S. credit reporting agencies (along with Experian and Equifax), has some advice for credit card users. And, since TransUnion is one of the companies that... more Credit Card Receipt Safety - Losing a credit card receipt that shows your full account number and expiration date can be nearly as dangerous as losing a credit card. Anyone with this information on a found or stolen re... more Interchange Fees for Credit Card Transactions - While many credit card users may not be familiar with interchange fees, merchants most certainly are. That is because merchants are charged interchange fees for processing a credit card tra... more Understanding Your Credit Card's Card Identification Number - Credit card transactions where the merchant is unable to physically see the credit card in your possession (such as with payments over the Internet or by phone) often require a short numeric... more Debit Cards vs. Credit Cards - Credit or debit? That question will sound familiar to anyone who has presented their credit card or debit card when making an in-store purchase. But before you even get to the register, you ... more Using Credit Cards for Micropayments - Here's the situation: you swing by a convenience store looking to buy a pack of gum or similarly inexpensive item, but when you reach the counter to pay, you realize you have no cash in your... more Choose Chase - Chase wants you to know they are all about choice. The "Choose Chase" and "Your Choice. Your Chase" advertising taglines in Chase's TV commercials drive that idea home. And, CreditCardXPO.co... more How Many Credit Cards Do You Need? - Experts indicate that most Americans carry between five and ten credit cards in their wallets, with some plastic-loving souls holding as many as 50 credit cards at one time. (Although perhap... more The American Express Card: Is it Right for You? - What do you think of when you think of American Express? Do you think of a credit card only for the wealthy? Or maybe a credit card out of reach for the common person? Actually, American Exp... more Credit Card Myths - OK, so maybe you don't believe the story about your friend's uncle's co-worker who got a Kentucky Fried Rat in his bucket of chicken. Or the tall tale about the baby alligators that got flus... more Benefits of Using a Credit Card - Over 80% of U.S. households have at least one credit card. The reason is clear: credit cards offer enormous advantages over other methods of payment. Although the danger of overspending with... more What's Your Credit Card Lifestyle? - Everyone has a certain method or style of going through life, whether it's the cut of their clothes, the car they drive or how they decorate their house. The same goes with credit cards, it ... more Test Your Credit Card IQ - Just about everyone over the age of 18 has a credit card in this country, but not everyone is aware of all the in's and out's of how to get the best deal or how things work. It's what you mi... more Save a Tree, Apply Online - Last year, according to Synovate's Mail Monitor Service (the leading research company that tracks direct mail), there were over six billion credit card solicitations sent through the U.S. Po... more Life Takes Visa? - Modern life moves at a fast pace, that's for sure. And, this is especially true when it comes to handling everyday credit card payments for things like groceries, gasoline and drugstore purc... more Four Ways Not to Get Out of Credit Card Debt - If you are up to your chin in credit card debt, you know that it's an unpleasant feeling. Getting out of this situation and becoming debt free is definitely advised and is a prudent course o... more What to Look for in Credit Card Specials - Credit card issuers often tout limited time offers on "special" rewards or low introductory APR credit card offers. And, these special offers often show up in your mailbox with tantalizing g... more Pros and Cons of Going Cashless with a Credit Card - We've all heard the prognosticators say that a cashless society is right around the corner. And, they've been saying this since the 1970s, which more and more people opting to use a credit c... more Credit Cards and Charitable Giving - In recent year's, the often maligned credit card has taken on yet another useful function, that of funding your favorite charities. While most people think about using a credit card for onli... more American Express -- An American Success Story - The American Express company is now 155 years old and going strong. The global financial services powerhouse is one of this nation's most recognizable brands around the world, in the same le... more Foreign Transaction Fees for Credit Cards -- Who's Affected? - In recent years, many Visa and MasterCard issuers have begun to include foreign transaction fees for credit card purchases made beyond U.S. borders. Why on earth would the banks choose to do... more Credit Cards 101 -- What are Credit Cards? - A credit card is a great financial tool. It can be more convenient to use and carry than cash and it offers you valuable consumer protections under federal law. However, it is also a big res... more Types of Credit Cards - Looking to get a credit card? Before you fill out a credit card application, you need to decide what type of credit card will work best for your specific situation. The following is a brief ... more How to Compare Credit Cards - Not all credit cards are equal so when you compare credit card offers it can be challenging. Additionally, what is best for one person may not be best for another. When considering which ... more Choosing the Right Credit Card - Today, everyone has a credit card. From teenagers to corporate professionals to retirees, everyone is enjoying the ease and benefit of carrying credit cards. However, before applying for a c... more Tips for Credit Cards - There are many advantages to having a credit card such as being able to purchase items online and make hotel and car reservations. The way you handle your purchases should be taken seriously... more Deciding Which Credit Card is Right for You - Not all credit cards are created equally. And so it makes it that much harder to decide which credit card. There are many factors you should take into consideration when deciding which credi... more Staying Out Of Trouble With Credit Cards - Isn’t it great having a credit card? It gives you so many advantages. You can purchase items online, make hotel and car reservations, and so many other convenient things. Despite these advan... more FAQs About Instant Approval Credit Cards - Q: What does instant approval credit cards mean for applicants? A: Instant approval refers to the process by which credit card companies take your application information and instantly m... more You've Been Approved For An Instant Approval Credit Card! Now What Happens? - It's a great feeling when you receive approval for anything you do but it's especially gratifying when it comes to an instant approval credit card. There is something intensely personal abou... more Glossary of Common Credit Card Terms - There are quite a few terms you may not be familiar with when it comes to credit cards and credit card applications. We have put together a glossary to help you better understand commonly us... more A Brief History of Credit Cards - Credit cards, as we know them today, have been around for just over half of a century. One of the first credit cards appeared in 1951 when loan customers of Franklin National Bank of New Yor... more Bad Credit / Credit RepairDr. Randy Padawer on Credit Repair - Where consumer credit reports are concerned, the major credit bureaus, Equifax, TransUnion, and Experian, always seem to prioritize profits over precision. Sadly, every major consumer study... more How Errors on Your Credit Report Get Fixed - In looking over your credit report, perhaps you noticed some mistakes. Like any good consumer, you decide it is important to get these errors corrected, so you use the instructions containe... more Understanding Credit Card Debt Collection - If you fail to pay back your credit card debt, you may find that a debt collector is seeking to recoup the money you owe to the card issuer. The debt collection agency has established some ... more Credit Card After Bankruptcy - Consumers who have declared bankruptcy may still need a credit card. And, although a bankruptcy filing will appear on your credit report for up to 10 years, this does not mean you necessari... more Credit Card Debt Collection Problems - In 2005, businesses that specialize in debt for collection purchased $66 billion in delinquent credit card accounts. That amount represented a golden opportunity for debt collectors, but so... more Credit Repair: How to Get Back Your Credit - Is your credit in disarray? Are you constantly looking at those ads on TV that promise to help you get back your credit? If so, there are there are a lot of companies that can help you repai... more Bankrupt and Still Getting Credit Card Offers? - If you have filed for bankruptcy in the last few years and still find yourself getting new credit card offers in the mail, you aren't alone. It seems that credit card issuers either don't ca... more When Picking a New Credit Card -- Look for an Orchard - Individuals with less than perfect credit, or those with no credit history know the drill. Apply for a credit card online that features great rates and rewards, wait a few weeks and then be ... more No Credit History? No Problem - It's the Catch 22 of credit – it takes good credit to get new credit. This is especially true in order to obtain low cost credit cards. But how does one get good credit when a credit history... more Have Bad Credit and Need a Credit Card? There is a Credit Card for You - Think that a bad credit rating on a credit report will prevent you from obtaining a credit card? Think again. There are a number of companies that will issue you a credit card even when you ... more Cleaning Up and Repairing Your Credit Rating - It can happen to anyone. You get a credit card and start spending beyond your reach, or someone gets a hold of your social security card or an old credit card and opens up new cards in your ... more Repairing Credit Card Debt - Having trouble paying your bills? Getting notices from creditors? Are your accounts being turned over to debt collectors? Are you worried about losing your home or your car? Repairing credit... more How to Dispute Credit Report Errors - Credit Report Basics Your credit report contains information about where you work and live and how you pay your bills (especially credit card bills). It also may show whether you've been s... more Good vs. Bad Credit: Why Is This Important? - There are a lot of misconceptions, even outright lies, regarding credit, especially in terms of what determines good and bad credit. Currently, television is full of commercials for debt con... more The Eufora Card is Worth a Look - For many people with no credit history, or for those with damaged credit, getting loans, renting apartments, or even shopping online might prove impossible. Qualifying for a standard credit ... more How To Compare Credit Card Options For Those With Bad Credit - Comparing credit card options may seem like a difficult exercise for those with bad or less than perfect credit. It seems like all the major Visa and MasterCard issuers along with Discover C... more Minimum Payments Are Not Your Friend - If you are like most Americans, it is not uncommon to have spent a bit more on your credit card each month than you have coming in your paycheck. That has simply become a fact of life in our... more Credit / Account ManagementYour Credit Card May Protect You from Rental Car Damage - As anyone without plastic knows, it can be tough to rent a car without a major credit card. However, the benefit of renting a car with plastic is that you may be able to pass on the collisi... more Getting a Credit Card Early Can Save You Money Later On - Getting a credit card relatively early in life, and then using it responsibly, can help you build a solid credit history. This relatively simple move can provide you with a respectable cred... more Online Search Tool Allows Users to See if Social Security, Credit Card Numbers Available on the Internet - A new free online tool can help consumers find out if their Social Security and credit card numbers are available publicly on the Internet. Using TrustedID's StolenIDSearch.com, consumers c... more Take Easy Precautions to Avoid Credit Cards Pitfalls - While careless use of a credit card can leave you in debt, approaching your credit cards with a dose of common sense will ensure this doesn't happen. By taking some relatively easy precauti... more Simple Rules Can Help Prevent Credit Card Debt - Credit Counseling Service has one simple consideration: whether you can manage your credit card properly. As the CEO of the nonprofit group that helps consumers break free from debt, Rich... more Pay Attention to Pennies and Minutes When Paying a Credit Card Bill - Most consumers know that there are penalties for failing to pay their credit card bill in full or on time. But the penalties can be no less severe when you are short a few pennies or late a... more Pay by Credit Card to Help Your Credit Score - You might think that just because you are financially responsible, with no debt and a responsible borrowing history, that your credit score would undoubtedly reflect that. But you may actua... more Credit Card Users Need Not Strive for Perfect Credit - Most consumers probably know that credit card applications are approved or denied on the basis of their credit score, that all-important number with a huge bearing on your ability to borrow ... more Paying Off Credit Card Debt Vs. Funding Your 401k - When we are presented with two options that both seem good, it can be tough to make a decision. This is true in the case of the choice between using extra money to pay off credit card debt ... more Credit Card - Credit card issuers will often mail out notification of changes to a card's terms along with the bank's privacy policy. But if consumers don't look carefully, the notice of a change in thei... more Credit Card Fraud Danger Lurks in Magazine Inserts - Consumers who receive magazines or catalogs in the mail could be the target of credit card fraud. Many magazines and catalogs arrive in the mail with pre-printed, pre-approved credit card a... more Be Credit Card Savvy When Shopping for the Holidays - Before you step out the door with your credit card in hand for some holiday shopping, take some time to go over both your credit card statement and the credit card's terms and conditions. S... more Googling Your Name Can Turn Up Credit Card Data - It's a popular diversion: type your name (or a friend's name) into an Internet search engine like Google and see what results pop up. Occasionally, the search results may contain something ... more Protect Yourself From Credit Card - By now, most savvy credit card users know to carefully review their bill each month for any unauthorized charges. Scrutinizing you credit card statement for unusual activity can alert you t... more Credit Cards Provide a Safety Net for Cash-Strapped Consumers - live beyond their means. But for cash-strapped consumers simply looking to get by, credit cards act as a safety net, helping them to make ends meet during tough financial times. Not every... more Protect Your Credit Card From the Latest Identity Theft Techniques - Most credit card users are aware that they need to be wary of identity thieves who would like nothing better than to gain the card number from an unsuspecting consumer. So while consumers s... more Credit Card Information at Risk When Throwing Away an Old Computer - With the rapid pace of technological innovation today, the computer you just bought a year ago may already seem outdated. So it's likely you regularly buy a new one. But what to do with th... more Let Credit Cards Work Together to Save You Money - With credit cards providing all sorts of benefits, choosy consumers can get a lot of mileage from having a decent assortment of plastic. Issuers are creating credit cards that target differ... more Keeping Watch on Credit Card Fees Could Save You Money - Credit card users who haven't bothered to read the fine print in their cardmember agreements could be paying more than they expect, should they incur a late payment fee. Credit card issu... more Credit Card Dangers May Lurk on Smaller Websites - Most online shoppers are cognizant of the fact that their credit card information is usually safeguarded and feel justifiably confident when performing e-commerce transactions. Despite news... more Keep Your Credit Card Safe When Shopping For an Online Bargain - Most credit card users already are aware that their credit card information could be at risk on the Internet if precautions are not taken. News stories have focused on major security breach... more Credit Line Shouldn't Be Viewed as Part of Your Income - Too frequently, consumers view their credit card's line of credit as they do with their own paycheck -- as an amount of money they have to spend as they please. They may simply add their cr... more Card Issuers Encourage Debit Card Signature Transactions - Debit cards provide a choice for consumers who make a purchase with their plastic. Debit card users can opt to go the "debit" route and enter their personal identification number (or PIN) w... more Credit Card and Debit Card Blocking - Sometimes, businesses will charge more on your credit card or debit card than what you actually authorize. If you have ever been told shortly after you stayed in a hotel or rented a car tha... more Common Credit Card Appearance - No matter what credit card you carry in your wallet (or the variety of credit cards you keep on hand for various purchases), it shares some physical characteristics with the cards used by co... more Visa Security Keeps Cardholders Safe - Visa credit card holders can take comfort in the fact that their security is in good hands. Visa's security program uses a number of methods to ensure that your Visa account information is ... more You Might be Headed for Credit Card Debt Trouble If... - There is good debt (such as student loans and home loans) and bad debt (credit card debt, high-interest loans). There is also an acceptable level of consumer debt, as well as just plain too... more Credit Card Cancellation How-To - You are considering canceling a credit card. Perhaps you found a credit card you like better. Maybe you just have too much plastic in your wallet, or you no longer use that individual credi... more Online Bill Pay -- Where to Start - One of the truly great things about having a credit card is the convenience that it affords. With a credit card, you can almost completely avoid carrying cash or checks. And, now with the ad... more Consumer Debt Trends - Consumer debt in this country has been on the rise since the 1980's. And, it's no coincidence that this was the beginning of the rapid expansion of credit card use in America. Banks and cred... more Pulaski Bank Can Fix Your High Credit Card Rates - It can be mighty tempting to pounce on every 0% APR credit card offer that comes in the mail each week. But for those consumers who have grown tired of temporary credit card teaser rates, th... more Think Twice Before Canceling an Old Credit Card - With all the negative press about credit cards and credit card debt, it's really tempting for most people to go through their wallet and start weeding out unused or high interest credit card... more Credit Scores For Dummies - If you are somewhat or completely confused by credit scores (often called FICO Scores), you are not alone. In fact, you are probably part of the majority that finds themselves befuddled by h... more What Makes Up Your Credit Score? - If you have ever wandered how the credit bureaus come up with your credit score you are not alone. It is one of the more arcane things in shadows of the financial world. You may have heard a... more Old Credit Card Debt Can Come Back to Haunt You - Credit card debt can sometimes be like a bad penny that keeps turning up. Obviously, the only wise course of action is to pay bills promptly and never get oneself overextended. But for those... more Universal Default -- What it is and How to Avoid it - Universal default is a relatively new provision that has been added to the credit card member terms and conditions by credit card companies. Universal default basically allows creditors to r... more Store Credit Cards -- Enticing, But Not Always the Best Choice - We've all done it. While standing at a major retailer's register with an armload of purchases you are pitched an irresistible deal – sign up for the store's credit card and you can get an in... more Credit and Consumer Rights - Know Your Consumer Rights A good credit rating is very important. Businesses inspect your credit history when they evaluate your applications for a credit card, insurance, employment, and ... more What is a Credit Report? - You’ve heard other people talk about it, and you know it is important. But, what is a credit report? Put simply, your credit report is what lenders look at when deciding whether or n... more Credit Reporting Q&A - If you've ever applied for a credit card, charge account, a personal loan, insurance, or a job, there's a file about you. What’s in this file? This file is called a credit report, and it has... more What is a Credit Score and How Does it Affect Me? - What is a Credit Score? You’ve heard of a credit report, but you don’t understand what a credit score is. Furthermore, you’re unsure as to how this affects you when applying for ... more Reviewing Your Credit Report Yearly - It is critical that you periodically review your credit report for inaccuracies or omissions, especially if you're considering making a major purchase, such as buying a home. Checkin... more Protecting Your Credit Cards - When most people think of protecting their credit cards, they are thinking about protecting their credit or credit ranking, not the actual credit card. As a responsible credit card u... more Do's and Don'ts When Closing Old Accounts - It is always important to not have more credit card accounts than you can handle. When you do open a new account because of a better interest rate, a promotional offer or for whateve... more Limiting Your Financial Loss - When a credit card goes missing, the first thing you think of is: How can I limit my financial losses? Luckily, there are several ways you can protect yourself, your financial histor... more What to Do When Credit Cards Are Lost or Stolen - Credit cards, ATM cards, and debit cards provide a high level of convenience for people, but if they are lost or stolen, the effects can be drastic. If you experience a loss or theft... more Privacy Options -- How to Opt Out - Credit cards, ATM cards, and debit cards provide a high level of convenience for people, but if they are lost or stolen, the effects can be drastic. If you experience a loss or theft... more Credit Card Phishing -- What it Means and How to Prevent It - Phishing (the attempt to obtain an individual's credit card and other personal information for fraudulent use) has become a part of the American lexicon in recent years, and it doesn't invol... more Skimming -- What it is and How to Avoid Being a Victim - Skimming is not exactly a new phenomenon, but it continues to make the news in many regions around the country. What it involves is a small bit of elicit technology and some criminal intent ... more Online Account Management - So, you have a new credit card or maybe an old favorite that you have managed the old fashioned way (by reviewing paper billing statements sending payments back through the mail). The intern... more Cardmember Benefits -- Visa Warranty Manager - Many of the major brands of credit card, like Visa, provide cardmembers with ancillary benefits. One often misunderstood benefit deals with extended warranty protection. But what does this s... more How to Opt Out of Mail, Email and Telemarketing Solicitations - Many people are frustrated by the amount of junk mail they receive each year (the national average is over 50 pieces of mail from credit card companies alone). And, telemarketing soliciting ... more Low Interest / 0% APR CardsCapital One Platinum Prestige Credit Card Offers a Low APR That Doesn't Expire - Low APR credit card offers with 0% APR introductory rates are attractive to many people, but those attractive rates are only available for a limited time. After the cardholder has the plas... more How 0% APR or Low Interest Credit Cards Can Save You Money on Interest Rate Expenses - Many times, credit card companies offer a low "introductory" rate that will give you a low interest rate on a credit card for only a short period of time, usually 6 months. After that time t... more Saving on Interest Expenses With Low-Interest and 0% APR Credit Cards - What is the best way to save money with credit cards? The easy answer is to pay off your credit card balance every month and only spend what you can afford to spend. Paying off the balance ... more 0% Credit Card Offers -- Here to Stay or a Passing Fad? - low interest and 0% introductory rates for credit cards have been around for quite a while but not so long ago (a mere fifteen years or so) you had to take a one size fits all rate determine... more After the Intro -- Variable vs. Fixed Rate Credit Cards - Credit card offers typically highlight their low or 0% APR introductory rates and other enticing features but rarely talk much about what happens when those credit card intro rates go away a... more How to Use Low APR Credit Cards to Become Debt Free - Are you in credit card debt and perpetually stuck in a cycle struggling to make minimum payments on your outstanding credit card balance? You can take some degree of comfort in the fact that... more Balance Transfer / Debt ConsolidationToo Many Credit Card Balance Transfers Can Be a Bad Idea - balance transfer credit cards, which enable consumers to shift high interest credit card debt to a lower interest credit card, are an excellent tool for anyone looking to cut costs as they p... more Credit Card Balance Transfers Impacted by Interest Rates - In its August 8, 2006, FOMC Statement, the Federal Reserve announced plans to leave U.S. interest rates unchanged for the first time in two years. But for credit card users, the ongoing cyc... more Credit Card Debt Consolidation -- Retire Those High Rate Plastics - Credit card debt consolidation is big business, as evidenced by the amount of advertising that is on the airwaves and online. And it's no wonder, with the average American household being in... more Things to Consider with Credit Card Balance Transfers - You're looking at what seems to be the solution to your credit card debt problems: an offer that announces a fantastic balance transfer promotion to a credit card with a lower APR than your ... more The Old Credit Card Switcheroo - In today's fast paced-world, people are constantly trading up for fancier cars, nicer homes, and better credit cards. Yes, credit cards. It has become very common for consumers to remain on ... more You Might Be in Credit Card Trouble If... - While it might seem obvious enough that many people are in serious credit card debt, many don't seem to heed the warning signs. And, for some, a simple balance transfer to a 0% credi... more Credit Card Debt Consolidation -- Get Debt Free in 2006 - Credit card debt can be a debilitating situation that puts a drag on your personal finances and limits your options for doing many other things in life. Say, you want to take a big family va... more Credit Card Debt -- What's the Real Cost - Credit cards are great tools that most Americans can't live without. But there is a cost to consistently living beyond your means, and it's not always just financial. But the financial cost ... more Holiday Spending Can Lead to Financial Hangovers - The holiday season can be a great time of year for being with family and friends and exchanging gifts. But with the average household spending almost $1,100 on holiday gifts and often chargi... more Eliminate Credit Card Debt - Credit card and other personal debt is an unfortunate fact of American life. Our consumer society bombards us with buy-it-now messages through every conceivable advertising medium. The avera... more Comparing APR Balance Transfer Credit Cards - There are many 0% balance transfer credit cards available, but before you jump make sure the cards are stacked in your favor. If possible, be sure to get a credit card that offers a low inte... more Credit Card Debt Consolidation - If you have significant credit card debt, then you might want to consider credit card debt consolidation. A credit card debt consolidation loan can help you consolidate the outstanding balan... more Managing and Getting Rid of Debt - Credit card debt can sometimes has a way of getting out of control and quickly piling up. The worst thing you can do is bury your head in the sand and hope your credit card debt goes away. I... more Transferring Your Way Out of Credit Card Debt - Once you get credit card debt, it can be challenging to become debt free. That’s just a fact. As much as credit cards provide convenience, they can lead to disastrous financial results. But ... more Credit Card Consolidation - How to save money in interest and finance charges There are a lot of people out there with significant credit card debt. With bills piling up and interest and finance charges more than you... more Balance Transfers 101 - The concept of a balance transfer seems simple enough, but there are a number of steps involved that are critical to successfully moving money owed from a high interest credit card to one t... more Credit Card Debt -- The Revolving Door - If you are in credit card debt you can count yourself as belonging to a rather large fraternity of Americans. In fact, more than 2 out of 3 citizens of our capitalistic society are up to the... more Reward Programs / Cash Back CardsCapital One Credit Card Offers Straightforward Cash Back Program - As credit card issuers battle for a prime spot in consumers' wallets, Capital One has chosen to make the experience of earning cash back more straightforward. With its Capital One No Hass... more CreditCardXPO.com Offers the Capital One No Hassle Cash Rewards Card - Capital One is known for its consumer-friendly credit cards. With the Capital One No Hassle Cash Rewards Card, the credit card issuer offers CreditCardXPO.com visitors the chance to appl... more Credit Card Issuers May Reclaim Reward Points - Reward credit cards have become an extremely popular way for card issuers to both attract customers and encourage credit card spending. But consumers who rack up a huge number of reward poi... more Reward Credit Card Points Can Become Great Holiday Gifts - If the sound of sleigh bells jingling gets you fearing for the health of your pocketbook, take heart. Picking up Christmas gifts for everyone on your list don't have to take a major bite ou... more American Express Improves Blue Cash Card Rewards - American Express has improved the rewards provided by its Blue Cash credit card, now offering cardholders the opportunity to earn unlimited cash back on purchases made with their Blue ... more Reward Programs -- A Short History - The popular reward credit cards of today draw their concept from an idea that has been around for some time. Rewards programs began in the late 1800s with the founding of a company by Th... more Fewer Gas Rebates for Cash Back Credit Cards - For many drivers, sky high gas prices at least had one positive -- sizable rebates for gasoline purchases made with certain cash back credit cards. But it looks as if those rebates could de... more Survey Shows How Moms Feel About Rewards Credit Cards - A nationwide poll uncovered some interesting findings regarding how moms use their reward credit cards. The "All About Rewards" survey conducted by Harris Interactive and commissione... more With the Chase Freedom Credit Card, Earn Cash Back or Points - You've decided to apply for a rewards credit card. But with all the reward options available, what type of rewards credit card should you choose? You would like to get cash back, but earnin... more Reward Credit Cards Provide Greater Flexibility - Amid intense competition, credit card companies are increasing the flexibility offered by their reward credit card programs while also getting merchants to help foot the bill to fund the car... more Credit Cards Can Help Pay for Home Improvements - Credit cards are a good option for those individuals looking to pay for home improvements. While many Americans enjoy fixing up their houses, home improvements cost money. Credit car... more Reward Credit Cards Grow in Popularity - Reward credit cards are increasing in popularity, not just with the consumers who use them, but also with the credit card companies that market them. From the credit card industry’s stan... more Capital One Means No Hassle - Capital One has become synonymous with the term “No Hassle”. Due in large part to a sustained presence in television prime time commercials on all four major networks, Capital One has estab... more Capital One No Hassle Rewards -- Looking Out For You - You’ve probably seen the commercials recently with a not-so-effective guardian angel trying to look after a person while they experience ongoing accidents and pain. But, when it really i... more Blue Cash from American Express - Feeling blue isn't a bad thing when you are shopping with your Blue Cash from American Express credit card. This cash back credit card is an excellent choice for consumers looking to ear... more Selecting the Best Cash Back Credit Card - Cash back credit cards are extremely popular. Like reward credit cards in general, cash back credit cards appeal to consumers that enjoy getting something back when they make purchases u... more It Pays to Discover Great Rewards - Getting paid to use a credit card, now that's a great concept. But there has to be a catch, right? Not necessarily, if you play your cards right. That's because there are scores of great cre... more Summertime for Credit Cards - If you don't already have a great rewards credit card that has provided you with a fist full of free travel rewards, it could be time. With the summer vacation season rapidly approaching, us... more Discover the Latest in Cool Card Designs - Most people search for credit cards based on traditional features, like low 0% interest rates, no annual fees or cash back rewards. But others seek a little aesthetic distinction when ... more Feeling Blue Can be a Good Thing With American Express Blue - The American Express Blue Card is one of the most innovative credit cards in the marketplace. Not only is it cool looking (being transparent and all) but it is also a great deal for th... more Cash Back Credit Cards -- Show Me the Money! - Cash back credit cards are one of the greatest innovations since sliced bread. Most carry no annual fee, are accepted by merchants the world over and allow you to earn a cash back rebate... more Become Part of the IN-Crowd with the IN NYC, IN LA and IN Chicago Cards - American Express has recently launched two new "IN" cards for America's second and third largest cities, with the IN LA Card and the IN Chicago Card. These credit card launches f... more Discover Gold in Platinum Credit Cards - Discover Card Services offers an amazing array of Discover Platinum Cards to consumers through CreditCardXPO.com. Gold is a metal that never tarnishes, but platinum is truly the credit card ... more Become One With the American Express One Card - American Express continues its product innovations with a completely new type of credit card, called One from American Express, launched earlier this month. The American Express One Ca... more How to Determine Which Reward Credit Card is Best For You - The concept of paying customers rewards for using a credit card was initially launched by the AT&T Universal Card, which offered no annual fee (novel for the time) and cash back on all... more Supersize Your Credit Card Rewards Program - With all the options available for credit card rewards programs offered by Visa, MasterCard, Discover Card and American Express, consumers today can earn significant rewards for simply... more Maximize Your Credit Card Rewards Program - Rewards credit card programs are a great deal for most consumers, particularly those who pay off their credit card balance every month. Many find that earning rewards can help justify pu... more Saving for College with the UPromise Credit Card - Most people realize that in today's financial marketplace there are credit cards that offer savings through 0% APR or ones that offer great rewards. But now, there is a way to actually ... more How Cash Back Credit Cards Work - Cash back credit card programs have been around for about 15 years and are as popular as ever. While three out of four credit card users are more interested in low or 0% APR, cash back r... more How to Compare Cash Back Credit Card Offers - Cash back credit card offers can all appear the same sometimes. The general perception is that they are like Henry Ford's Model T – you can have any color you want as long as it is black... more Cash Back vs. Reward Credit Card Programs - Cash back and reward credit card programs appear quite similar and are generally lumped together by most banks and credit card companies. However, there are significant differences in h... more Cut Your Gas Bill With Gas Rebate Credit Cards - Purchasing gasoline for your vehicle is unavoidable. Why not get a percentage of that amount back each month with a gas rebate credit card? How it works... The basic idea behind ga... more Cash Back or Airline Reward Credit Cards - How they work... Generally, the idea behind these two types of reward credit cards is that for every dollar you spend on the credit card, you’ll earn either a percentage of money back or a... more Gas Rebate Credit Cards -- Looking Better All the Time - Gas prices hit an all time high during the summer of 2006 and the pain at the pump, while somewhat less these days, is still being felt by almost everyone, from commuters to soccer moms. A g... more Automobile Rebate Credit Cards -- How to Save on Your Next Vehicle - It's easier now than ever to get a good deal on a new car, with Employee Discount pricing on many domestic and foreign models and relatively low interest rates. But how can a person save... more So Many Rewards, So Little Time - There are literally scores of credit card reward programs on the market today. And, with so many options it can be a daunting task for the uninitiated to find the one that best fits thei... more Cash Back Bonus Credit Card -- 5% Back on Everyday Purchases - There's an old adage that if something seems too good to be true, it probably is. And the new 5% cash back credit card offers that are becoming popular have a lot of people scratching th... more HSBC Has a Credit Card for Every Occasion - Whether you are in search of a super low 0% APR credit card that offers platinum benefits, cash back or travel rewards, car purchase rebates or even the ability to establish new credit, ... more Chase Freedom Credit Card Overview - The new Chase Freedom Credit Card was added to CreditCardXPO.com's offerings on March 28, 2007, expanding the website's already extensive selection of leading credit card offers for consumer... more Airline / Frequent Flyer ProgramsCapital One Airline Credit Cards Take You Farther - Consumers looking for an airline credit card have lots of great options. But for those consumers who want their credit card spending to take them a little farther, Capital One airline credi... more Just a Little Effort Can Save Airline Credit Card Miles from Expiring - With some airlines now setting earlier expiration dates on frequent flier miles, airline credit card holders who do not take to the skies on a regular basis are in danger of losing their... more US Airways Flight Attendants Push Bank of America Credit Cards - As credit card companies intensify their competition for new customers, Bank of America has taken the battle to the skies. US Airways flight attendants are pitching the latest promotion ... more Fly the Blue Skies with Blue Sky From American Express - Blue Sky from American Express is an airline credit card with a difference. That is because Blue Sky makes the cardholder's travel opportunities as open as the sky itself. Blue Sky p... more Using Airline Credit Cards - Major U.S. airlines sell up to 15,000 air miles to members of their frequent flier programs for between 2.5 and 2.75 cents. While airlines' frequent flier programs were originally created a... more It's Not Too Early to Book That Flight - If you have an airline credit card that allows you to earn frequent flyer miles, you know the thrill of seeing all those free miles reflected on your statement each month. It's a great f... more So Many Miles, So Little Time - If you are in the market for an airline credit card, you may be a bit confused as to which one would best suit your needs. And, you're not alone. Banks and credit card issuers spend millions... more United We Fly - Airline credit cards were on the forefront of the reward credit card boom which started with the America Airlines AAdvantage program. This program was quickly followed by the United Ai... more Which Airline Frequent Flyer Credit Card is Best? - As with most consumer products and services, defining what is best is often very subjective. This is particularly true if the product category has become something of a commodity, as wit... more Get Miles Ahead with the Discover Miles Card - The options for earning free airline travel using a credit card have been increasing in recent years. In the past, you had to pay an annual fee to use a specific airline credit card in order... more Strategies For Earning Frequent Flyer Credit Card Points Sooner - The best strategies for getting that next free airline ticket with the help of your airline rewards or frequent flyer credit card boil down to seeking out all the incentives that have be... more Your Mileage May Vary -- A Survey of Airline Reward Credit Card Programs - Not so long ago, there were only a few options for getting an airline reward credit card. The Citi AAdvantage MasterCard was the first kid on the block and still remains a favorite of fr... more FAQ's About Airline Frequent Flyer Credit Cards - Listed below are some of the more common frequently asked questions concerning airline frequent flyer credit cards: Q: Is there an annual fee for all airline frequent flyer credit car... more Student Credit Card EducationCredit Cards and Your College Student - While your son or daughter is off at college getting an education both in and out of the classroom, you should be concerned. Not just about their health and safety, but about their credit c... more Selecting a Student Credit Card - Across the country, students arriving on college campuses can expect to get bombarded with credit card offers. Some statistics indicate that college students on average get five to seven cr... more Help Credit Cards Make Sense to Young Children - Nowadays, children frequently see their parents and other adults swipe a plastic card when making a purchase. But do they understand how paying with a credit card works? Or, kids may wonder... more Credit Card Debt a Big Concern on College Campuses - Reading, writing, credit cards? Among the things they don't teach you about in school, but probably should, is credit card debt. Credit card debt is a major concern among college adminis... more Credit Cards and Kids - Just because your children are too young to be cardholders doesn’t mean they are too young to get an education in the how’s and why’s of credit cards. Experts advise sharing the rules of cr... more Earn Extra Credit with a Rewards Student Credit Card - Not so long ago, it was virtually impossible for a young person without a solid credit history and employment record to qualify for a new credit card. But, as the saying goes, times have cha... more Student Credit Cards 101 - Going away to college is a monumental event on the road to adulthood. For many, this presents the first opportunity for living independently, away from parents and being able to ask for ... more Comparing College Student Credit Cards vs. Debit Cards - Credit card options for college students and even high school students have exploded in recent years as credit card companies try to find new markets for their products while trying to balan... more How to Establish Credit With a Student Credit Card - When you are a student a credit score is a fairly abstract concept. All you want is access to funds to pay for the things you want and need like clothes, food, rent, books and tuition. s... more Gen P: The Plastic Generation - Use of credit cards and debit cards for payments has been growing every year since these convenient products were introduced in the 1950's and 1960's. However, it wasn't until recent years t... more Credit Cards for Small BusinessCredit Card Issuers Woo Small Business Owners - The fact that many small business owners still do not use credit cards represents a major market for card issuers. According to a survey by Visa and nonprofit small-business counselor th...more Credit Card Issuers Take Aim at Small Business Owners - Credit card issuers are targeting small business owners with a wealth of new card products. Small Business Credit Cards represent a great opportunity for issuers at a time when the b...more Balance Key to Using Business Credit Cards Effectively - Business credit cards can be a powerful tool for small businesses when used effectively. As such, it is important that business owners strike a balance when business credit cards are used t...more Credit Cards Can Provide Funding to Entrepreneurs - Credit cards are one option for entrepreneurs looking to get their dream business off the ground. Getting money for your business using business credit cards can be an important piece of...more The GM Business Card - The new GM Business Card from Chase offers some attractive benefits for business owners, particularly if they drive a GM vehicle. The GM Business Card is a cash back credit card that r...more The Continental Airlines Business MasterCard - Perhaps the theme song for the Continental Airlines Business MasterCard should be "Come Fly With Me." The airline credit card allows business owners to earn miles for everyday expenses, ...more Discover the New Discover Business Card - As discussed in our "How to Choose a Small Business Credit Card" article, credit card companies are now more aggressively targeting small business owners than ever before. These small ...more How to Choose a Small Business Credit Card - Small businesses are a major force driving the U.S. economy. But until relatively recently, credit card companies did not market directly to small businesses. After all, small businesses are...more Using a Business Credit Card to Fund Your Startup - Business credit cards have been around for many years, but have only recently explicitly targeted true entrepreneurs by offering special financing incentives. American Express establis...more Get an Advantage in Business with the CitiBusiness AAdvantage Credit Card - Citibank pioneered the frequent flyer credit card genre, with its groundbreaking partnership with American Airlines. American was the first major airline to offer a frequent flyer progra...more Now Open for Business -- American Express Provides Open Access - American Express has been a pioneer in the consumer credit card market for generations. In the past decade or so, they have also driven the market with innovative credit card solutions for s...more Reasons For a Small Business Credit Card - Small businesses in the U.S. are growing faster than ever and continue to be the backbone of the American economy. To grow and operate efficiently small businesses need access to all...more Using a Business Credit Card for More Than Frequent Flyer Airline Miles and Cash Back Incentives - Most people think of business credit cards for their rewards programs, cash back incentives, or frequent flyer airline miles, but a corporate or small business credit card is an excellen...more Credit Cards for Small Business - You’ve finally followed your dreams of opening your own small business. You know you have the skills, desire, and ambition to make your business work, but what you don’t have is a bu...more Simplify Your Bookkeeping with a Small Business Credit Card - There are many advantages that a small business credit card can have for the small business owner. Not only are the special rewards that small business credit cards offer beneficial, it ...more Reward Options For Business Credit Cards -- Miles, Rewards and Cash Back - Business credit cards used to be plain vanilla – a no frills card with the business name on the front that served as a way to separate business spending from personal spending. Now busin...more How Small Business Credit Cards Differ from Corporate Cards - When you say business credit card , the world of options can be a bit confusing. The largest market for business credit cards tends to be the small business person. And this only makes sense...more Advanta Means Business - Advanta National Bank is one of the nation's preeminent credit card issuers targeting the small business sector. CreditCardXPO.com is proud to display the best-in-class business credit card ...more Prepaid / Debit CardsNew Technology Features Offered For Prepaid Debit Cards - Prepaid debit cards offer many interesting features not available to normal credit card holders when using credit cards for purchase transactions. These new features apply to debit cards due...more Be Smart About Debit Card Use - Debit cards are becoming nearly as frequently used as credit cards. According to payments industry consulting firm Mercator Advisory Group, in 2006, consumers will opt for paying by debit a...more Debit Card Payments Will Dominate Christmas Spending, Study Says - Debit card payments will surpass the use of both credit cards and cash for consumers' Christmas gift purchases in 2006, according to a survey by the National Retail Federation. The survey...more NetSpend Raises Interest Rate on Prepaid Card's Savings Plan - NetSpend recently increased the interest rate on its prepaid debit card's linked savings plan. The interest rate was boosted to 3% on October 1, 2006, in order to match mainstream savings a...more Debit Card Payments -- PIN or Signature? - Debit cards are rapidly gaining popularity, with consumers using debit cards in stores one-third of the time now, up over 50% in only seven years. Consumers who in the past were unab...more Prepaid Debit Cards - For the estimated 60 million Americans who do not have bank accounts, a regular credit card is not an option. But for those of us who want the convenience of a credit card yet may not be abl...more Rebuild Your Credit with the Eufora Prepaid MasterCard - Many people, including those with no credit history or with less than perfect credit or with bad credit due to late payments or outright bankruptcy, do not have as many options when it comes...more Using Plastic for Payments - For the first time since the dawn of payment cards, the use of plastic has surpassed that of cash and checks combined. This is quite a milestone that has been driven by growing consumer pref...more What are the Pros and Cons of Prepaid Debit Cards? - Prepaid debit cards began to take off in the 1990's as credit card company's realized that a significant portion of the U.S. population was not able to qualify for many of their credit cards...more How Do Prepaid Debit Cards Differ From Bank Debit and ATM Cards? - When banks first began issuing ATM cards in the 1970's, debit cards had very limited utility – unlike their counterparts, credit cards, which could be used almost anywhere. Consumers could o...more |
 
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