Discover the New Discover Business Card
As discussed in our "How
to Choose a Small Business Credit Card" article, credit card companies are
now more aggressively targeting small business owners than ever before. These
small business credit cards are designed to meet the unique needs of entrepreneurs.
And as that article also explained, small business credit cards offer special
benefits a regular credit card just doesn't provide. The Discover Business Card
is one of these credit cards that helps meet the needs of small business owners.
The Discover Business Card is directly suited for business owners with personal
income less than $250,000 and for businesses with less than $10 million in revenue
and fewer than 50 employees.
On first glance, some of the credit card's benefits (0% intro APR on purchases for 9 months and no annual fee) may look like those shared by many other cards. But while these benefits are great, what really sets the Discover Business Card apart is the perks is provides that are directly valuable for small businesses.
The Discover Business Card
offers cash back bonuses for businesses, including 5% back on office supplies,
2% back on gas, and up to 1% back on all other purchases. Additionally, the credit
card's unlimited rewards never expire, so you don't have to worry about the earnings
ending when you reach a preset cap or missing out on your cash back bonuses because
you forgot about them. Furthermore, you can double your cash rewards (tuning $20
into $40) by doing business at many of the Discover Business Card's brand-name
partners.
Meanwhile, the Discover Business Card provides flexible tools for easier cash management. Fee-free PurchaseChecks can be used to pay merchants and suppliers while earning you a Cashback Bonus. Also, should your employees required plastic of their own, the Discover Business Card lets you set up employee credit cards with customizable limits and monthly reporting on their spending. The credit card's categorized online quarterly and annual statements enable you to clearly see where your expenditures are going, helping small business owners get a better grasp on how to best channel their revenue.
If time management matters to you, rest assured that cardholders will get service from Discover Card that respects their valuable time. You can speak to a dedicated Business Card Specialist in under a minute to communicate your needs. And Discover Card will take it from there based on your one call, meaning you never have to repeat yourself. With the Discover Business Card's easiest online account options that include statements downloadable into QuickBooks, your small business accounting will be that much easier.
The Discover Business Card represents a solid choice for any small business owner looking to get a new credit card. Its benefits, tools for easier cash management, cash back bonuses, and quality service provides just what most small business owners will need.
For more information on credit cards and related topics, please see our library of articles.
To apply for a credit card that fits your needs, please click here.
Want to read more? Below are articles that should be of interest to you:
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- Using a Business Credit Card to Fund Your Startup - Business credit cards have been around for many years, but have only recently explicitly targeted true entrepreneurs by offering special financing incentives. American Express establis...
- Get an Advantage in Business with the CitiBusiness AAdvantage Credit Card - Citibank pioneered the frequent flyer credit card genre, with its groundbreaking partnership with American Airlines. American was the first major airline to offer a frequent flyer progra...
Your financial situation is unique and our information and advice may not be appropriate for your situation. Accordingly, CreditCardXPO.com recommends that you get different opinions and seek the advice of your accountant and other financial advisers who are fully aware of your individual circumstances before making any final decisions or implementing any financial strategy.
