Credit Cards for People with Fair / Average Credit
The credit card offers in this section are the most popular credit cards for consumers with fair to average
credit history. They are relatively easy to get approved. Take time and search through this list of consumer credit card offers for fair to average credit, and apply for one that best meets your needs.
11 Credit Cards for People with Fair / Average Credit Available. Displaying Credit Card Offers 1 - 11:
Capital One® Standard Platinum Card
0% on purchases until December 2008. After that, a variable APR, currently 19.55%
No annual fee
Exclusive savings: up to 40% off featured deals and 10% savings on everything else at Capital One® Saving ZoneSM on Yahoo! Shopping
Platinum Benefits including extended warranties, travel accident insurance and 24 hour roadside assistance
Click here to learn more »
Intro APR
Intro Period
Regular APR
Annual Fee
Balance Transfer
Credit Needed
0%*
Until 12/08*
19.55%*
None*
Yes*
Average Credit
Capital One® No Hassle Cash(SM) Rewards
25% annual bonus on the cash you earn
1% cash back on every purchase
0% APR on purchases until December 2008. After that, variable APR, currently 16.65%
No limit on cash back and rewards won’t expire for the life of your account
Redeem cash whenever you want
No balance transfer fees
Click here to learn more »
Intro APR
Intro Period
Regular APR
Annual Fee
Balance Transfer
Credit Needed
0%*
Until 12/08*
16.65%*
$29*
Yes*
Average Credit
Capital One® Platinum
Pay down balances faster with a low APR
0% on purchases until December 2008. After that, a variable APR, currently 8.65%
Exclusive savings: up to 40% off featured deals and 10% savings on everything else at Capital One® Savings Zone(SM) on Yahoo! shopping
No balance transfer fees
Platinum Benefits including extended warranties, travel accident insurance, and 24-hour roadside assistance
Click here to learn more »
Intro APR
Intro Period
Regular APR
Annual Fee
Balance Transfer
Credit Needed
0%*
Until 12/08*
8.65%*
$39*
Yes*
Average Credit
Capital One® No Hassle Points(SM) Rewards
5 points per dollar spent at gas stations, major grocery and drug stores
1 point per purchase everywhere else
No limit on points earned and they don't expire for the life of your account
0% on purchases until December 2008. After that, variable APR, currently 16.65%
Click here to learn more »
Intro APR
Intro Period
Regular APR
Annual Fee
Balance Transfer
Credit Needed
0%*
Until 12/08*
16.65%*
$29*
Yes*
Average Credit
Capital One® Classic Platinum
A competitive APR with a lower annual fee
0% on purchases until December 2008. After that, variable APR, currently 14.65%
Exclusive savings: up to 40% off featured deals and 10% savings on everything else at Capital One® Saving ZoneSM on Yahoo! Shopping
Platinum Benefits including extended warranties, travel accident insurance and 24 hour roadside assistance
Click here to learn more »
Intro APR
Intro Period
Regular APR
Annual Fee
Balance Transfer
Credit Needed
0%*
Until 12/08*
14.65%*
$19*
Yes*
Average Credit
Citi® Dividend Platinum Select® Card for College Students
0% APR* for 6 months on purchases, cash advances and balance transfers
Earn 5% cash back on purchases at supermarkets, gas stations, convenience stores, and utilities including cable for 6 months and 2% thereafter
No minimum income or cosigner required
No annual fee
Free online account management
Click here to learn more »
Intro APR
Intro Period
Regular APR
Annual Fee
Balance Transfer
Credit Needed
0%*
6 Months*
13.99%*
None*
Yes*
Fair Credit
Citi® Platinum Select® Card for College Students
0% APR for 6 months on purchases, cash advances and balance transfers
No minimum income or cosigner required
No annual fee
$0 liability on unauthorized purchases
Free online account management
Click here to learn more »
Intro APR
Intro Period
Regular APR
Annual Fee
Balance Transfer
Credit Needed
0%*
6 Months*
12.99%*
None*
Yes*
Fair Credit
Discover® Student Open Road(SM) Card
0% interest* on purchases for 6 months
Build your credit history
Full 5% Cashback Bonus® on gas and auto maintenance purchases
Up to 1% Cashback Bonus® on all other purchases
$0 fraud liability guarantee
No annual fee
Click here to learn more »
Intro APR
Intro Period
Regular APR
Annual Fee
Balance Transfer
Credit Needed
0%*
6 Months*
14.99%*
None*
Yes*
Fair Credit
Citi® Driver's Edge® for College Students
0% APR for 6 months on purchases, cash advances and balance transfers
Earn rebates towards any car, new or used*
Build your credit history
Free online account management
$0 liability on unauthorized purchases
No annual fee
Click here to learn more »
Intro APR
Intro Period
Regular APR
Annual Fee
Balance Transfer
Credit Needed
0%*
6 Months*
14.99%*
None*
Yes*
Fair Credit
Capital One® Business Platinum
0% APR on purchases until October 2009
0% APR on transferred balances until October 2009
No annual fee
Free year-end summary
Free employee cards with individual spending limits you set
Click here to learn more »
Intro APR
Intro Period
Regular APR
Annual Fee
Balance Transfer
Credit Needed
0%*
Until 10/09*
As low as 9.99%(v)*
None*
Yes*
Fair Credit
Capital One® Business Platinum with No Hassle Miles(SM)
0% APR on purchases until October 2009
0% APR on transferred balances until October 2009
1 mile per dollar spent on purchases
No Annual Fee
Free employee cards with individual spending limits you set
Click here to learn more »
Intro APR
Intro Period
Regular APR
Annual Fee
Balance Transfer
Credit Needed
0%*
Until 10/09*
As low as 9.99%(v)*
None*
Yes*
Fair Credit