Bad Credit Credit Cards

Bad Credit Credit CardsStruggling with bad credit? Can't get a credit card because of poor credit history? We can help! Bad credit credit cards are designed to help people with less than perfect credit. Some issuers of credit cards for bad credit will report to all major consumer reporting agencies, which may improve your credit history if you maintain all of your accounts in good standing. Credit cards for bad credit and prepaid credit cards featured here will help you greatly in choosing the card that suits your needs. Compare the following bad credit offers and apply online today for a credit card you can trust.

10 Bad Credit Credit Cards Available. Displaying Offers 1 - 10:

First PREMIER® Bank Classic Credit Card  Editor's Choice

  • Don't be held back by past credit card struggles
  • Join nearly 3 million credit cardholders
  • Save time with our easy credit card application
  • Your second chance for a credit card is our business

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
See Terms See Terms See Terms See Terms No* Bad Credit

Orchard Bank Classic MasterCards

  • An excellent credit card for rebuilding credit scores; reports to 3 major credit bureaus monthly!
  • Acceptance at millions of locations worldwide, including website purchases and reservations
  • Your account information is updated and at your fingertips 24/7 so you can manage it your way
  • Email and text messages to remind you of your upcoming payment due date with online enrollment
  • On-call customer service representatives to assist you with questions or concerns

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
N/A N/A 7.90% - 28.90% See Terms* Yes All Credit Types

The Mango(TM) MasterCard® Prepaid Card

  • FREE MasterCard Prepaid Card & FREE Shipping
  • FREE Instant Virtual Card – Shop Online Today
  • FREE Direct Deposit + Get $20 Signup Bonus
  • Earn High Savings Interest Rate!
  • FREE Unlimited Purchase/ Signature Transactions
  • FREE Check Your Balance With a Text Message
  • Send and Receive Money Securely With Your Mobile Phone
  • Refer friends and family and make money
  • $0 Activation Fee
  • $0 First Monthly Fee – Try it For FREE
  • $0 Monthly Fee When You Load at Least $500 Per Month  (Otherwise Only $5!)
  • No Hidden Fees / No Overdraft Fees
  • Fully FDIC Insured
  • o Credit Check/ No Bank Account Required
  • FREE Account Management – Over The Phone or Online

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
* * * See Terms* No No Credit Check

Green Dot® Prepaid MasterCard®

  • FREE $0 Activation Online –with NO credit check!
  • FREE Cash withdrawals at over 15,000 participating ATMs
  • FREE Online Bill Pay & Direct Deposit
  • NO Monthly fee for any month with at least 30 purchases
  • NO Transaction fees on US purchases
  • NO Overdraft or penalty fees
  • NO Minimum balance required
  • GET $10 with Direct Deposit (see site for restrictions)

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
* * * See Terms* No No Credit Check

Upside Visa® Debt-free Prepaid Card

  • The power of a bank account in a Visa prepaid card.
  • Save up to $220 compared with other cards, the first year alone!
  • 100% approval with no credit check and no activation fee.
  • $0.99 monthly fee if $500 is loaded each month. (Only $2.99 otherwise).
  • Free Direct Deposit from employers or government benefits providers
  • Deposit cash at 50,000 retailers.
  • Write personal checks online: easy to pay rent or other bills.
  • Earn 1,500 cash back reward points for you first direct deposit load.
  • Optional companion card available, as if you had a joint checking.

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
* * * See Terms* No No Credit OK

NetspendŽ VisaŽ Prepaid Debit Card

  • 100% approval - No credit check required
  • Make purchases anywhere Visa Debit is accepted
  • Borrow Money and Build Credit with iAdvance line of credit
  • No Overdraft Fees or Minimum Balances
  • Free Direct Deposit
  • EXCLUSIVE - 5% APY Savings Account
  • Online Bill Pay - Easily send a check to Anyone
  • Add up to $10K to your account in over 65,000 locations
  • As seen on TV and in stores nationwide

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
* * * See Terms* No No Credit Check

Baby Phat Prepaid Visa® RushCard

  • Show your style with the BabyPhat RushCard
  • Guaranteed approval*
  • No Credit Check
  • FREE Direct Deposit
  • No Overdraft Fees/ No Check Fees/ No Interest Fees
  • Free Credit Builder
  • 56% of cardholders save over $300/ year using the RushCard
  • Make money with our Refer A Friend Program
  • Reloadable with a $10,000 maximum balance
  • Free Email/ SMS Alerts
  • Card to Card transfers between RushCard Members
  • Free Prescription Discount Card from RushCard – Save up to 85% on prescriptions

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
* * * See Terms* No No Credit Check

READYdebit® Card

  • 100% Approval Guaranteed!* – No Chexsystems or credit checks, bankruptcy okay!
  • Now with FREE Credit Builder!
  • Better than a checking account – Great online bill pay service with no overdraft, bounced check fees – EVER!
  • Pay Nothing Now! – No deposits or prepayments required to get your card.
  • FREE Direct Deposit! – stop paying to cash your paycheck.
  • FREE phone and online access to your card account!
  • No declined transaction fees!
  • Great Loading Options – FREE direct deposit and bank account transfers, 60,000+ Green Dot and ReadyLink cash load locations.
  • Safer than cash - All deposits FDIC insured; purchases covered by Visa Zero Fraud Liability protection.
  • Cheaper than credit – no late fees, no over limit fees, no interest charges – EVER!
  • * Subject to I.D. Verification.

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
* * * N/A* No No Credit Check

AccountNow™ Prepaid MasterCard®

  • 100% Guaranteed Approval*
  • $0 Activation Fee
  • $25 Cash Bonus when you use direct deposit
  • New iAdvance(SM) loan option
  • No Overdraft Fees and no Minimum Balance
  • Free Credit Builder
  • Free Bill Pay
  • Free Direct Deposit
  • No Credit Check – for prepaid card only

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
* * * See Terms* No No Credit Check

Prepaid Visa® Purple Diamond RushCard

  • FREE Direct Deposit
  • FREE live customer service 24/7
  • FREE text alerts and phone balance inquiries
  • FREE optional credit building history
  • FREE online money management tools
  • Pay bills and shop online
  • Easy to use - the convenience of plastic WITHOUT THE DEBT
  • NO Credit Check
  • STOP Paying check cashing, overdraft, interest fees
  • Card to Card transfers between RushCard Members
  • Free Prescription Discount Card from RushCard – Save up to 85% on prescriptions

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
* * * See Terms* No No Credit Check

 

Credit Cards for People with Bad Credit or No Credit History

Even if you have bad credit, or no credit history at all, there are still many credit card offers to choose from. Having credit cards not only gives you convenient access to cash and credit, it can also help you build a credit history and re-establish good credit.

There are three main types of bad credit cards. Unsecured credit cards for people with bad or no credit history function like a standard credit card, except the credit line will be lower and the fees higher. Prepaid credit cards that require funds pre-deposited into an account in order to activate the card, and the charges you make to the card are deducted from this deposit. Secured credit cards are cards backed by a deposit you make into a bank account, which serves as security for the card.

When you compare credit cards, keep in mind that the best credit card offers require a good credit rating, so you may start with a low credit limit, more stringent terms, and higher fees. But rest assured, as long as you make your payments on time, your credit limit and the terms will steadily improve over time.

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