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Smart Credit Card Use

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Credit cards often get a bad rap, but they can actually be beneficial to your overall financial health. Smart use of a credit card can add flexibility and value to your budget while helping you develop or improve your credit. Experts and savvy credit card users agree that in order to avoid heavy interest fees or become too dependent on credit cards, you must manage your credit card wisely. With literally hundreds of credit card companies vying for your business, choosing the right one can be a daunting task. As you narrow down the list, consider these tips: Choose the lowest interest rate card you qualify for. Compare set-up, maintenance, and transaction fees. Choose perks credit cards that...

 

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