Credit cards can help your credit, but more often than not, they become a hindrance financially. If you do apply for a card, be sure to use it responsibly, paying back your balance every month.
Using a credit card can help convince lenders they can trust you, as you establish a reputation for paying your bills on time.
But beware of all the curves in the road toward financial health. Take a look at the rest of our blog and discover the first steps toward getting back on track, and tips on how to make credit work in your favor, and not the favor of the lender.