Business Credit Cards
Following is a list of business credit cards available to both small business owners as well as corporate executives. Earn rewards, cash back or airline miles for every dollar you and your employees spend on business expenses. Get your company's expenses on track with a corporate or small business credit card.
7 Business Credit Cards Available. Displaying Offers 1 - 7:
Capital One® Business Platinum with Preferred No Hassle Miles(SM) 
- 0% intro APR on all purchases until February 2011
- No annual fee
- 3 miles per $1 spent in the category of choice where you spend most, and 1 mile per dollar on all other purchases
- Redeem miles for travel, cash, merchandise, gift cards, and more
- Fly on any airline with no blackout dates or seat restrictions
- There's no limit to the miles you can earn, miles don't expire
- Free Itemized Year-End Summary and employee cards with no annual fees
- $0 Fraud Liability Protection if your card is lost or stolen
| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed |
|---|---|---|---|---|---|
| 0% on purchases | until February 2011 | As low as 14.99% (V) | None | Yes | Excellent Credit |
Ink(SM) with Ultimate Rewards(SM)
- Cash back plus a million other redemption options
- No dollar goes unrewarded
- No caps and points never expire
- Unlimited rewards for you or your business
- When you redeem for cash back, your Ultimate Rewards points are 2 times as valuable as Membership Rewards points*
- No annual fee
| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed |
|---|---|---|---|---|---|
| 0% | 6 months | 11.24%,14.24%,17.24% Variable* | None | Yes | Excellent Credit |
Capital One® Business Platinum with No Hassle Cash(SM)
- 0% intro APR on all purchases until May 2011
- No annual fee
- 1% cash back on all purchases
- Get your cash back whenever you want
- No caps or expiration to the cash rewards you can earn
- $0 Fraud Liability Protection if your card is lost or stolen
- Free Itemized Year-End Summary
- Employee cards with no annual fees
| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed |
|---|---|---|---|---|---|
| 0% on purchases | until May 2011 | As low as 14.99% (V) | None | Yes | Excellent Credit |
Ink(SM) Bold with Ultimate Rewards(SM)
- Earn over 50,000 bonus points in your first year
- Unlimited rewards for you and your business – and points never expire
- Earn up to 47,500 bonus points every year
- 5,000 bonus points after your first purchase redeemable for $50 cash back
- Points are 25% more valuable than American Express Membership Rewards points when you book travel through Ultimate Rewards*
- No Interest Expense and 30 days to pay with this pay-in-full charge card
- First year free ($95 value)
| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed |
|---|---|---|---|---|---|
| * | * | * | $95 | No | Excellent Credit |
Capital One® Venture for Business(SM)
- Earn double miles on every purchase, every day
- Receive 5,000 bonus miles by signing up for one or more employee cards
- Get 10,000 bonus miles -- just spend $1,000 within the first three months
- Use your rewards for travel, cash back, gift cards, merchandise and more
- Fly any airline, anytime and your miles don't expire
- First year's annual fee is on us
- No foreign transaction fees
- Enjoy exclusive award-winning customer service
| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed |
|---|---|---|---|---|---|
| N/A | N/A | 13.9% (V) | $0 for the first year, $59 after that | Yes | Excellent Credit |
Ink Cash(SM) Business Card
- 3% cash back on fuel, home improvement, dining and office supply purchases
- Unlimited 1% cash back on all other purchases
- No limit to the number of points you can earn
- Up to 10 points for $1 spent when you shop online through Chase Rewards Plus
- Free additional cards for employees
- No Annual Fee
| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed |
|---|---|---|---|---|---|
| 0% | 6 Months | 11.24%,14.24%,17.24% Variable* | None | Yes | Excellent Credit |
CitiBusiness® / AAdvantage® Visa®
- Earn 30,000 American Airlines AAdvantage® bonus miles after you make $750 in purchases within the first 4 months of becoming a cardmember*
- $75 annual fee waived for the first 12 months of cardmembership*
- Earn 1 American Airlines AAdvantage® mile for every $1 spent on purchases, and AAdvantage® miles may never expire*
- Earn American Airlines AAdvantage® miles faster from purchases made on your employee accounts*
- No blackout dates on AAdvantage® award travel on American Airlines, American Eagle and the AmericanConnection® carrier*
- Get a response to your online application in as little as 60 seconds
| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed |
|---|---|---|---|---|---|
| N/A | N/A | 15.24%* (Variable) | First Year Free, then $75 | Yes | Excellent Credit |
The Benefits of Small Business Credit Cards
Small business credit cards not only provide easy access to credit to help you manage your cash flow, they also come with numerous benefits that can be helpful in the day-to-day management of your business. They offer many great features and best of all, the cash-back or rewards programs, which most small business cards offer, can actually help you save money.
Many business credit cards have high initial credit lines, depending on the credit history of your business. Most small business credit cards also come with attractive introductory 0% APR deals. You may wish to consider 0% balance transfer cards if you need a temporary cash infusion for an existing business or start-up capital for a new venture. While most cards offer the 0% APR rate on either balance transfers or purchases only, a few offer 0% APR on both purchases and balance transfers, providing you with the greatest flexibility.
Interest rates can vary over time, so take time to compare credit cards before you decide which card might work best for your business, and read the terms and conditions of each card carefully.
Many business owners opt to carry several credit cards - one with a low interest rate or 0% APR offer for carrying balances, and one for charging expenses that they will pay off in full every month. This strategy lets you take full advantage of the cash back or rewards benefits of your small business credit card, letting you earn up to 1.5% cash back on business-related purchases, such as office supplies or gas. Or, you may opt for a card that lets you earn travel rewards, enabling you to leverage your spending towards free airline trips, seat upgrades, and last-minute ticket purchases.
To maximize rewards earnings, consider adding employees as additional cardholders, a service offered for free by most small business credit cards. To control expenses, simply set spending limits for each employee; many cards even let you set limits for how much an employee can spend in specific categories.
Adding employees as cardholders also enables you to consolidate your business expenses into one main account. This greatly facilitates book-keeping - simply download your card statement into your accounting software each month. Or, if you prefer, you can get expense reporting from your card broken down by employee, a service offered for free with most business credit cards.
In addition to business cards, credit cards for individuals also offer many benefits, and our site contains a wide selection. Benefits include introductory periods with 0 apr, rewards, cash back, low interest or frequent flyer miles. Each of the card categories on our site that are for individuals also includes the same business credit cards listed above.

