Citi Credit Cards
Citi® is the world's largest provider of card products with more than 145 million bank cards, private label and charge cards issued in the world. From business to student cards, travel rewards, cash back and great online services, you'll find the perfect Citi® credit card that you are looking for. Most of the Citi® credit cards offer 0% introductory APR on purchases and balance transfers for up to 12 months and some of the lowest on-going interest rates thereafter. If you are a college student, apply for one of the best rated Citi Student Credit Card. Own a small business? Apply for a Citi Business Credit Card.
8 Citi Credit Cards Available. Displaying Offers 1 - 8:
- Get 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.*
- There is a balance transfer fee of either $5 or 3% of the amount of each transfer.
- Citi® Price Rewind searches for a lower price. Learn how you can get lower price after you purchase an item.
- Let our 24/7 concierge service help book your hotel rooms, flights and more.
- Enjoy special access to presale tickets, preferred seating, VIP packages, and unique entertainment experiences through Citi Private Pass®.
- $0 liability on unauthorized purchases and Citi® Identity Theft Solutions
- No annual fee*
| Intro Purchase APR | Intro Balance Transfer APR | Regular APR | Annual Fee | Bal. Trans. | Credit Needed |
|---|---|---|---|---|---|
| 0% for 18 Months* | 0% for 18 Months* | 11.99%-21.99%* (Variable) | $0* | Yes | Excellent Credit |
- 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness.
- There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
- No late fees - EVER
- No penalty rate - EVER
- No annual fee - EVER
- Save time when you call with fast, personal help, 24 hours a day.
| Intro Purchase APR | Intro Balance Transfer APR | Regular APR | Annual Fee | Bal. Trans. | Credit Needed |
|---|---|---|---|---|---|
| 0% for 18 Months* | 0% for 18 Months* | 12.99% - 21.99%* (Variable) | $0* | Yes | Excellent Credit |
- $100 cash back after $500 in purchases within the first 3 months of account opening
- 0% Intro APR on Balance Transfers and Purchases for 12 months. After that, the APR will be 12.99%-22.99% variable based on your creditworthiness*
- Earn 5% cash back from Citi at Home Depot, Home furnishing stores and home and garden stores between 4/1/13 and 6/30/13, with enrollment
- Enroll at no additional cost each quarter for new categories that earn additional cash back
- Full 1% cash back on all other purchases and eligible cash advances.
- No Annual Fee*
| Intro Purchase APR | Intro Balance Transfer APR | Regular APR | Annual Fee | Bal. Trans. | Credit Needed |
|---|---|---|---|---|---|
| 0% for 12 Months* | 0% for 12 Months* | 12.99%-22.99%* (Variable) | $0* | Yes | Excellent Credit |
- Earn 15,000 bonus ThankYou Points after $1000 in card purchases within 3 months of account opening – enough for $150 in gift cards or other great rewards!
- 0% intro APR on Balance Transfers and Purchases for 12 months. After that, the variable APR will be 12.99%-22.99% based upon your creditworthiness*
- Earn 1 ThankYou Point for every $1 you spend on all purchases
- No expiration and no limit on the points you can earn
- Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
- Earn extra points when you shop through the ThankYou® Bonus Center, a network of 600+ retailers you know and love
- Travel with ease and enjoy global acceptance with Chip Technology
- No annual fee*
| Intro Purchase APR | Intro Balance Transfer APR | Regular APR | Annual Fee | Bal. Trans. | Credit Needed |
|---|---|---|---|---|---|
| 0% for 12 Months* | 0% for 12 Months* | 12.99%-22.99%* (Variable) | $0* | Yes | Excellent Credit |
( 1 )- Enjoy 0% Intro APR on Balance Transfers and Purchases for 15 months. After that, the variable APR will be 12.99% - 22.99% based upon your creditworthiness*
- Earn 1 ThankYou Point for every $1 you spend on purchases.
- Enjoy no limit on the number of points you can earn
- Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
- Travel with ease and enjoy global acceptance with Chip Technology
- No annual fee*
| Intro Purchase APR | Intro Balance Transfer APR | Regular APR | Annual Fee | Bal. Trans. | Credit Needed |
|---|---|---|---|---|---|
| 0% for 15 Months* | 0% for 15 Months* | 12.99%-22.99%* (Variable) | $0* | Yes | Excellent Credit |
- Earn 40,000 Hilton HHonors Bonus Points after spending $1,000 within 4 months of account opening*
- Earn 6 HHonors Bonus Points for each $1 spent at a participating hotel within the Hilton HHonors portfolio.*
- Earn 3 HHonors Bonus Points for each $1 spent on purchases at supermarkets, drugstores and gas stations*
- Earn 2 HHonors Bonus Points for each $1 spent on all other purchases*
- No annual fee.*
| Intro Purchase APR | Intro Balance Transfer APR | Regular APR | Annual Fee | Bal. Trans. | Credit Needed |
|---|---|---|---|---|---|
| N/A* | N/A* | 14.24% or 16.24%* (Variable) | None | N/A | Excellent Credit |
- Earn 30,000 American Airlines AAdvantage® bonus miles after $1,000 in purchases within the first 3 months of cardmembership*
- Your first eligible checked bag is free*
- Priority Boarding with Group 1 privileges* and 25% savings on eligible in-flight purchases*
- Earn a $100 American Airlines Flight Discount every cardmembership year with qualifying purchases and cardmembership renewal*
- Double AAdvantage® miles on eligible American Airlines purchases*
- Earn 10% of your redeemed AAdvantage® miles back - up to 10,000 AAdvantage® miles each calendar year*
| Intro Purchase APR | Intro Balance Transfer APR | Regular APR | Annual Fee | Bal. Trans. | Credit Needed |
|---|---|---|---|---|---|
| N/A* | N/A* | 15.24%* (Variable) | $95, waived for first 12 months* | N/A | Excellent Credit |
- Earn 2 weekend night certificates good at select hotels and resorts within the Hilton HHonors portfolio after $2,500 in eligible purchases within 4 months of account opening*
- Earn 10 HHonors Bonus Points per $1 spent on hotel stays within the Hilton HHonors portfolio*
- Earn 5 HHonors Bonus Points per $1 spent on airline and car rental purchases*
- Earn 3 HHonors Bonus Points per $1 spent on all other eligible purchases*
- Enjoy the benefits of HHonors Gold status as long as you are a cardmember*
- No foreign transaction fees on purchases*
- Travel with ease and enjoy global acceptance with your Citi chip credit card
- Earn an anniversary bonus of 1 weekend night certificate at select hotels and resorts within the Hilton HHonors portfolio each cardmembership year with qualifying purchases*
| Intro Purchase APR | Intro Balance Transfer APR | Regular APR | Annual Fee | Bal. Trans. | Credit Needed |
|---|---|---|---|---|---|
| N/A* | N/A* | 15.24%* (Variable) | $95* | Yes | Excellent Credit |
Citi Credit Cards
With over 200 million customers in more than 200 countries, Citigroup Inc. is one of the largest financial groups in the world. The company was founded in 1812 under the name of Citibank of New York. In 1998, it merged with Travelers Group and formed Citigroup Inc. Customers can choose from different types of credit cards, including cash back credit cards, low interest credit cards and balance transfer credit cards. These cards are offered as a brand under the Citigroup umbrella.
Citigroup provides a wide range of financial services, including corporate banking services, mortgages, personal loans, student loans, annuities, insurance and mutual funds. The company caters to both individual and business customers.
Citi credit card customers have access to various products and services such as identity theft solutions, account security tools, travel insurance and money management services. They also benefit from manageable interest rates and low fees. Customers who want to build a credit history, as well as those with good credit rating, can apply for a zero percent APR credit card.
Citi Platinum Select is ideal for customers who are able to pay in full each month for the amount that exceeds their revolving credit limit. Another popular choice among Citi cardholders is the Citi Dividend Platinum Select MasterCard. With this credit card, you will earn one percent cash back in department stores, hotels, clothing stores and restaurants. Customers can also apply for student credit cards, rewards credit cards and business credit cards. Some cards have no annual fees and zero liability on unauthorized charges.
FAQs
Tips & Advice
Glossary
- APR - Annual Percentage Rate, the yearly percentage rate charged when a balance is held on a credit card.
- Intro APR - A low interest rate offered for a limited time, usually for the first 6 to 12 months.
- Balance Transfer - The act of transferring the whole or partial balance of one card to another card.
- Annual Fee - An annual (yearly) fee associated with having a credit card.









