The credit cards & prepaid cards listed below are the most popular cards for consumers with poor to bad credit. The credit cards on this page may be able to help build, rebuild, or re-establish your credit history if you make on time minimum payments with all of your creditors and keep account balances low relative to the credit limit. Apply online today for a credit card you can trust!
|Intro Purchase APR N/A||Intro Balance Transfer APR N/A||Ongoing APR 24.90%* (Variable)|
|Annual Fee $0||Balance Transfer N/A||Credit Needed Fair Credit*|
|Intro Purchase APR N/A||Intro Balance Transfer APR N/A||Ongoing APR 29.99%|
|Annual Fee $75 for the 1st year, $48 after that||Balance Transfer N/A||Credit Needed Bad Credit|
|Intro Purchase APR N/A||Intro Balance Transfer APR N/A||Ongoing APR 22.9% (Variable)|
|Annual Fee $29||Balance Transfer 22.9% (Variable)||Credit Needed Bad Credit|
There are many types of credit cards for individuals with bad credit or poor credit history. If you have bad credit, look for a card that can help you build or re-establish your credit history.
Some credit cards are specifically designed for people with bad credit. Secured credit cards are ideal for establishing credit. They are backed by a deposit you make into a bank account. Prepaid credit cards deduct funds from the amount of money deposited into the account associated with your card. A consumer who is not creditworthy may find it easier to obtain this type of card. You may also apply for unsecured credit cards. These cards have a lower credit line and higher interest rates.
Customers with a good credit rating have access to the best credit card offers. If you have a less-than-perfect credit history, you may be given a low credit limit. Most credit cards give you the opportunity to rebuild your credit as long as you make on-time minimum payments with all of your creditors and maintain your account balances below the credit limits.