Business Credit Cards

Following is a list of business credit cards available to both small business owners as well as corporate executives. Earn rewards, cash back or airline miles for every dollar you and your employees spend on business expenses. Get your company's expenses on track with a corporate or small business credit card.

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The Benefits of Small Business Credit Cards

As a person trying to run a small business, you know how difficult it may be to get the financial products for your needs. A small business credit card may be the perfect way to fund everyday corporate activities and to plan in advance.

Small business credit cards are designed to offer various great bonuses. A rewards program or a cash-back program is the most important advantage that deserves to be mentioned. This is a wonderful way for you to save some money and invest it in business activities.

The availability of a small business credit card and its conditions will be dependent on your credit history. Each card will come with its specialized bonuses and conditions. To find the best offer, you will have to examine everything that the market has to offer.

The majority of small business credit cards comes with 0 percent introductory APR. Some banks will offer 0 percent APR on balance transfers. Others will have the same condition applying to purchases only. Some banks are offering 0 percent APR to both balance transfers and purchases. This is probably the most flexible and convenient option. Keep in mind that as time passes, the interest rate may increase. Discuss your concerns with bank representatives before putting your signature on that agreement.

If you are looking for even more flexibility and convenience, you may decide to get several credit cards, each one with its specific benefits and conditions. One of the small business credit cards will come with 0 percent APR. A second card can be chosen solely for charging expenses.

The credit card decision depends entirely on your business strategy and funding needs. A strategy involving several credit cards is a wonderful option because it will allow you to benefit from the cash back benefits. Other cards will provide you with travel awards and free bonuses that are perfect for company representatives that are constantly on the road. These cards will accumulate miles, which will eventually result in free airplane trips.

As a business owner, you may be eligible for additional bonuses if you decide to add one of your employees as a card holder. This kind of service is available for most kinds of small business cards. You will still be the person controlling expenditure and deciding on the card limits for each employee.

This business credit card strategy will increase accountability and help you focus all business expenditure within a single account. As a business owner, you probably know how difficult it will be otherwise to organize book keeping. The card report can simply be downloaded and used for the creation of official reports through the accounting software that your company relies on.

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Advertiser Disclosure: CreditcardXpo is an independent, advertising-supported comparison service. The card offers that appear on this site are from companies from which this website receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). This website does not include all card companies or all card offers available in the marketplace. This website may use other proprietary factors to impact card offer listings on the website such as consumer selection or the likelihood of the applicant’s credit approval.