Established in 1995, Capital One has developed into a global diversified financial services provider, with operations in the World and continue to add innovative offerings to their current Capital One credit cards. Capital One became a Fortune 500 company in less than a decade and rapidly became one of the largest credit card issuers in the United States. Capital One offers credit cards for frequent flyers and shoppers who want to redeem rewards for travel, merchandise or cash back.
|Intro Purchase APR N/A||Intro Balance Transfer APR N/A||Ongoing APR 24.9% (V)|
|Annual Fee $0 intro for first year; $19 after that||Balance Transfer 24.9% (V)||Credit Needed Fair/Limited|
|Intro Purchase APR 0% until May 2015*||Intro Balance Transfer APR N/A||Ongoing APR 22.9% (V)|
|Annual Fee $39||Balance Transfer Yes||Credit Needed Fair Credit|
|Intro Purchase APR 0% until November 2015*||Intro Balance Transfer APR 0% until November 2015*||Ongoing APR 10.9% - 18.9% (V)|
|Annual Fee $0||Balance Transfer Yes||Credit Needed Excellent/Good|
|Intro Purchase APR N/A||Intro Balance Transfer APR N/A||Ongoing APR 20.9% (V)|
|Annual Fee $39||Balance Transfer Yes||Credit Needed Fair/Limited|
|Intro Purchase APR 0% until June 2015*||Intro Balance Transfer APR N/A||Ongoing APR 13.9% - 24.9% (V)|
|Annual Fee $0||Balance Transfer Yes||Credit Needed Excellent Credit|
One of the latest and most successful entrants into fray, that is the credit card industry, is Capital One. Founded in 1988 as a subsidiary of Signet Bank, this credit card giant was so successful that the board at Signet decided to create an entirely new company, Capital One Financial Corporation. This company now acts as the issuer and guarantor of all Capital One credit cards.
The growth of Capital One Financial has been nothing short of spectacular and it is, currently, one of the four largest issuers of credit cards in the United States. Skillful marketing, combined with a wide selection of customer specific offers, catapulted this small credit card issuer into the upper echelons of U.S. financial institutions. Its copious use of information gathering and innovative technology has allowed it to tailor its credit card offerings to an unprecedented degree.
From humble beginnings in Richmond, VA, Capital One has grown, in 20 short years, to encompass a widely diversified range of financial services including auto, small business, installment and home equity loans, as well as their forte, credit cards. The company has been repeatedly received awards for its innovative strategies and its marketing campaigns. It is currently 58th on the Fortune 500 list and the fourth most admired company consumer credit company in the U.S. Lastly, it is consistently recognized as one of the most employee friendly companies in the United States.
Capital One's customers are the foundation upon which its success has been built. In recognition of this fact, the company offers the greatest variety of credit card options and rewards plans of any credit card issuer. Regardless of your needs, Capital One has a rewards program or low interest credit card that will exactly fit your needs and purchasing habits.