Capital One® Cash Rewards for Newcomers
Please review the information below and click on "Apply Now" to learn more or apply for the Capital One® Cash Rewards for Newcomers by filling out a secure online application.
- A card designed to help those new to the U.S. establish credit and earn cash back
- Build credit with automatic reporting to the three major credit bureaus
- Get 2% cash back on travel purchases
- Earn 1% cash back on all other purchases
- No foreign transaction fees
- No annual fee
| Intro Purchase APR | Intro Balance Transfer APR | Regular APR | Annual Fee | Bal. Trans. | Credit Needed |
|---|---|---|---|---|---|
| N/A* | N/A* | 24.90% (Variable)* | $0.00* | Yes* | Fair Credit* |
Consumer Reviews
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sarah
Date Posted: 4/30/2012 By: sara berr (fruita co)
Date Posted: 4/30/2012 By: sara berr (fruita co)
I would definitely recommend this card to a friend.
3 Cheers for Cap One
Date Posted: 4/8/2012 By: JMG (Philadelphia PA)
Date Posted: 4/8/2012 By: JMG (Philadelphia PA)
Comment:
Got approved for this card with a 604 credit score and I even have a charge off with them. Capital One is very forgiving and willing to give second chances.
I would definitely recommend this card to a friend.
Got approved for this card with a 604 credit score and I even have a charge off with them. Capital One is very forgiving and willing to give second chances.
I would definitely recommend this card to a friend.
Great starter card for new residents
Date Posted: 3/12/2012 By: Kiwigirl (Brooklyn, NY)
Date Posted: 3/12/2012 By: Kiwigirl (Brooklyn, NY)
Comment:
I've had this card for a few months now and I have to say the experience have been a surprisingly pleasant one. I have been using my foreign credit cards and hadn't been able to make internet purchases on some sites. This is my first US credit card and I think I am sticking with Capital One from now on. Really like the no foreign transaction fee, great for students, new residents with no credit history who wants credit history like myself. I would highly recommend you apply for this card. The concise and easy to understand information on this site also saved me a ton of trouble breaking through the financial jargon.
I would definitely recommend this card to a friend.
I've had this card for a few months now and I have to say the experience have been a surprisingly pleasant one. I have been using my foreign credit cards and hadn't been able to make internet purchases on some sites. This is my first US credit card and I think I am sticking with Capital One from now on. Really like the no foreign transaction fee, great for students, new residents with no credit history who wants credit history like myself. I would highly recommend you apply for this card. The concise and easy to understand information on this site also saved me a ton of trouble breaking through the financial jargon.
I would definitely recommend this card to a friend.
Love my first credit card from capital one!
Date Posted: 3/12/2012 By: Lucy Whitston (NJ)
Date Posted: 3/12/2012 By: Lucy Whitston (NJ)
Comment:
I am so glad that I found this card offer here. I have limited credit history so I was worried if I could ever get approved for a credit card. Luckily, I did get approved right after I submitted my application. I love to travel so getting 2% cash back on travel and 1% on everything else is just awesome!!! Plus there's no annual fees! So thank you capital one and creditcardxpo.com for this PERFECT card for newcomers!
I would definitely recommend this card to a friend.
I am so glad that I found this card offer here. I have limited credit history so I was worried if I could ever get approved for a credit card. Luckily, I did get approved right after I submitted my application. I love to travel so getting 2% cash back on travel and 1% on everything else is just awesome!!! Plus there's no annual fees! So thank you capital one and creditcardxpo.com for this PERFECT card for newcomers!
I would definitely recommend this card to a friend.
The best credit card for first timers.
Date Posted: 8/11/2011 By: Tony (Philadelphia, PA)
Date Posted: 8/11/2011 By: Tony (Philadelphia, PA)
Comment:
If you never had a credit card but wanted to get a good one to establish credit, you'll love this card! If getting approved alone is not good enough, earning cash back and no annual fee should definitely get you excited. So if you are looking for your first credit card, look no further.
I would definitely recommend this card to a friend.
If you never had a credit card but wanted to get a good one to establish credit, you'll love this card! If getting approved alone is not good enough, earning cash back and no annual fee should definitely get you excited. So if you are looking for your first credit card, look no further.
I would definitely recommend this card to a friend.
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FAQs
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Glossary
- APR - Annual Percentage Rate, the yearly percentage rate charged when a balance is held on a credit card.
- Intro APR - A low interest rate offered for a limited time, usually for the first 6 to 12 months.
- Balance Transfer - The act of transferring the whole or partial balance of one card to another card.
- Annual Fee - An annual (yearly) fee associated with having a credit card.
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