Capital One® SparkSM Cash for Business
Please review the information below and click on "Apply Now" to learn more or apply for the Capital One® SparkSM Cash for Business by filling out a secure online application.
- Earn 2% cash back on every purchase, every day
- Get a $100 cash bonus - just spend $1,000 within the first 3 months
- Receive a $50 cash bonus by signing up for one or more employee cards
- Enjoy award-winning small business customer service
- $0 intro annual fee for the first year; $59 after that
- Redeem cash rewards anytime, for any amount, even set up automatic redemption
- Earn unlimited cash rewards that don't expire
| Intro Purchase APR | Intro Balance Transfer APR | Regular APR | Annual Fee | Bal. Trans. | Credit Needed |
|---|---|---|---|---|---|
| N/A* | N/A* | 13.90% (Variable)* | $0.00 1st year, then $59.00* | Yes* | Excellent Credit* |
Consumer Reviews
[ write a review ]
Date Posted: 1/18/2012 By: William L. (Brooklyn, NY)

Where do you get 2% cash back on every purchase, every day? This is the only card that offers that. I've looked everywhere for the best business credit card and I think i've found it here! Oh, capital one will also give me $100 just for spending 1k in the first 3 months, which is nothing given how much expense I have to keep my business running. $100 is not much but who can say no to FREE money! A++++
I would definitely recommend this card to a friend.
Write a Review
Thank you for writing a credit card review and rating for Capital One® SparkSM Cash for Business. By taking a few minutes to share your opinions regarding Capital One® SparkSM Cash for Business, you are helping other credit card users make informed decisions. Your Capital One® SparkSM Cash for Business review is subject to our review guidelines. Pleasse fill in all the required fields indicated by (*).Rate Your Capital One® SparkSM Cash for Business
FAQs
Tips & Advice
Glossary
- APR - Annual Percentage Rate, the yearly percentage rate charged when a balance is held on a credit card.
- Intro APR - A low interest rate offered for a limited time, usually for the first 6 to 12 months.
- Balance Transfer - The act of transferring the whole or partial balance of one card to another card.
- Annual Fee - An annual (yearly) fee associated with having a credit card.

