Citi® CashReturns(SM) Card

Please review the credit card offer information below and click on "Apply Now" to learn more or apply for the Citi® CashReturns(SM) Card by filling out a secure online application.

	Earn a full 1% cash back on every purchase Get a 20% bonus on the cash back earned on all purchases for the first 12 months Checks will be sent automatically every time you earn $50 - no calling necessary 0% APR* on balance transfers for up to 12 months No annual fee Click here to learn more »
Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed 0%* Up to 12 Mons.* As low as 9.99%* None* Yes* Good Credit

Credit Card Review

The Citi CashReturns(SM) MasterCard®, issued by Citibank, is designed for those with very good credit who will take advantage of the interest-free introductory offer and the cash back reward program. The card offers access to a free reward program. Through the reward program, cardholders will earn a 5% cash back rebate on purchases for the first three months and a 1% rebate on purchases and cash advances thereafter. Cardholders will receive five CitiDollars for each individual balance transfer transaction of $1,500 or more. A $50 check will automatically be issued every time $50 CitiDollars have been earned. Checks cannot be issued for less than $50. The card has no annual fee, an attractive 0% introductory rate on balance transfers for up to twelve months, and a reasonably low interest rate for purchases. However, there is a minimum cap for cash advances; so no matter how low the Prime Rate falls (the APR is tied to the Prime Rate), the interest rate will not go below the minimum cap. Aside from the reward program, cardholders can expect access to a variety of benefits and services that include no liability for unauthorized transactions, auto rental insurance, various travel and emergency assistance services, and an annual account summary. Therefore, individuals who will take advantage of the reward program, the introductory offer, and the additional benefits will benefit most from what the Citi CashReturns(SM) MasterCard® has to offer.

Other Credit Card Offers from Citi	Intro APR	Intro Period	Regular APR	Annual Fee
Citi® Diamond Preferred® Card	0%	Up to 12 Mons.	As low as 8.49%	None
Citi® Diamond Preferred® Rewards Card	0%	Up to 12 Mons.	As low as 10.49%	None
Citi® Platinum Select® AAdvantage® World MasterCard®	N/A	N/A	14.99%	$85; 1st Yr Free
Citi® Home Rebate Platinum Select® MasterCard®	0%	12 Months	8.99%	None
Citi® Dividend Platinum Select® Card	0%	Up to 12 Mons.	As low as 9.49%	None
Citi® PremierPass® Card	0%	Up to 12 Mons.	As low as 9.99%	None
Citi® Gold/AAdvantage® World MasterCard®	N/A	N/A	14.99%	$50; 1st Yr Free
Citi® Platinum Select® Card	0%	Up to 12 Mons.	As low as 8.49%	None
Citi® PremierPass® Card - Elite Level	0%	Up to 12 Mons.	As low as 9.99%	$75
AT&T Universal Savings Platinum Card	0%	12 Months	As low as 8.99%	None
Citi® Upromise Platinum Select MasterCard®	0%	12 Months	10.99%	None
AT&T Universal Savings & Rewards Card	0%	12 Months	As low as 10.99%	None
Citi® Hilton HHonors® Visa® Signature Card	2.99%	6 Months	14.99%/16.99%	None
Citi® Platinum Select® Card for College Students	0%	6 Months	10.99%	None
Citi® Driver's Edge® for College Students	0%	6 Months	14.99%	None
Citi® Dividend Platinum Select® Card for College Students	0%	6 Months	12.99%	None
Citi® Professional Card(SM) with ThankYou® Network	0%	12 Months	10.99%	None
CitiBusiness® Card with ThankYou® Network	0%	12 Months	9.99%	None
Citi® Professional(SM) Cash Card	0%	12 Months	9.99%	None
CitiBusiness® Card	0%	12 Months	7.99%	None

Browse Credit Cards by Category	Browse Credit Cards by Bank	Browse Credit Cards by Type
Low Interest Credit Cards Balance Transfer Credit Cards Instant Approval Credit Cards Cash Back Credit Cards Rewards Credit Cards Gas Credit Cards Airline Miles Credit Cards Student Credit Cards Business Credit Cards Credit Cards for Bad Credit Secured Credit Cards Prepaid Debit Cards	Chase Credit Cards Citibank Credit Cards Capital One Credit Cards Bank of America Credit Cards HSBC Credit Cards First Premier Credit Cards First National Bank of Omaha Credit Cards Advanta Credit Cards	American Express Credit Cards Discover Credit Cards MasterCard Credit Cards Visa Credit Cards