Citi® Platinum Select® Card for College Students

Please review the credit card offer information below and click on "Apply Now" to learn more or apply for the Citi® Platinum Select® Card for College Students by filling out a secure online application.

	0% APR* for 6 months on purchases, cash advances and balance transfers $0 liability on unauthorized purchases No annual fee Free online account management No minimum income or cosigner required No annual fee & no balance transfer fee with this offer Click here to learn more »
Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed 0%* 6 Months* 10.99%* None* Yes* No Credit OK

Credit Card Review

The Citi® Platinum Select® Card for College Students, issued by Citibank, is designed for those students who have a somewhat established credit history as this is a platinum credit card. The interest rate for purchases and balance transfers is average for a student credit card, and there is no annual fee. Cardholders will also be able to take advantage of a 0% introductory rate that applies to all transactions for the first six months of membership (a rare benefit for a student credit card). However, there is a minimum cap of 19.99% for cash advances; so no matter how low the Prime Rate falls (the APR is tied to the Prime Rate), the interest rate will not go below the minimum cap. As with many Citibank platinum credit cards, cardholders can expect access to a variety of benefits that include up to $1,000,000 in travel accident insurance, auto rental insurance, fraud protection services, and various travel and emergency assistance services. In addition, the card offers students special discounts at select merchants and retailers. Therefore, students who can afford to pay in full each month after the introductory rate expires (to avoid finance charges) and plan to take advantage of the student-related discounts will benefit most from what the Citi® Platinum Select® Card for College Students has to offer.

Other Credit Card Offers from Citi	Intro APR	Intro Period	Regular APR	Annual Fee
Citi® Diamond Preferred® Card	0%	Up to 12 Mons.	As low as 8.49%	None
Citi® Diamond Preferred® Rewards Card	0%	Up to 12 Mons.	As low as 10.49%	None
Citi® Platinum Select® AAdvantage® World MasterCard®	N/A	N/A	14.99%	$85; 1st Yr Free
Citi® CashReturns(SM) Card	0%	Up to 12 Mons.	As low as 9.99%	None
Citi® Home Rebate Platinum Select® MasterCard®	0%	12 Months	8.99%	None
Citi® Dividend Platinum Select® Card	0%	Up to 12 Mons.	As low as 9.49%	None
Citi® PremierPass® Card	0%	Up to 12 Mons.	As low as 9.99%	None
Citi® Gold/AAdvantage® World MasterCard®	N/A	N/A	14.99%	$50; 1st Yr Free
Citi® Platinum Select® Card	0%	Up to 12 Mons.	As low as 8.49%	None
Citi® PremierPass® Card - Elite Level	0%	Up to 12 Mons.	As low as 9.99%	$75
AT&T Universal Savings Platinum Card	0%	12 Months	As low as 8.99%	None
Citi® Upromise Platinum Select MasterCard®	0%	12 Months	10.99%	None
AT&T Universal Savings & Rewards Card	0%	12 Months	As low as 10.99%	None
Citi® Hilton HHonors® Visa® Signature Card	2.99%	6 Months	14.99%/16.99%	None
Citi® Driver's Edge® for College Students	0%	6 Months	14.99%	None
Citi® Dividend Platinum Select® Card for College Students	0%	6 Months	12.99%	None
Citi® Professional Card(SM) with ThankYou® Network	0%	12 Months	10.99%	None
CitiBusiness® Card with ThankYou® Network	0%	12 Months	9.99%	None
Citi® Professional(SM) Cash Card	0%	12 Months	9.99%	None
CitiBusiness® Card	0%	12 Months	7.99%	None

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