Citi® Platinum Select® MasterCard®
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Please review the information below and click on "Apply Now" to learn more or apply for the Citi® Platinum Select® MasterCard® by filling out a secure online application.
- 0% Intro APR on balance transfers and purchases for 18 months. After that, the variable APR will be 11.99%-21.99% based on your creditworthiness.*
- Extra Cash from Citi: enjoy discounts on gift cards, travel, merchandise and more
- Citi® Identity Theft Solutions
- No annual fee*
| Intro Purchase APR | Intro Balance Transfer APR | Regular APR | Annual Fee | Bal. Trans. | Credit Needed |
|---|---|---|---|---|---|
| 0% for 18 Months | 0% for 18 Months | 11.99-21.99% (Variable)* | $0.00* | Yes* | Excellent Credit* |
Consumer Reviews
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Date Posted: 8/11/2011 By: Katie (San Jose, CA)

I was searching for a credit card that offers 0% intro APR for at least 12 months, I was surprised to find this card which offers 0% for 21 months!!! I applied for this card here and transferred my high balance from another card. Now I have 21 months to pay my balance off without paying any interest charges. And if I buy something with it, like a $3000 3D LED TV, I also have 21 months to pay it off with no interest. So if you have excellent credit and looking for the best balance transfer credit card, you'll like this card.
I would definitely recommend this card to a friend.
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FAQs
Tips & Advice
Glossary
- APR - Acronym for Annual Percentage Rate. The yearly percentage rate of the finance charge.
- Intro APR - A low interest rate offered for a limited time, usually for the first 6 to 12 months.
- Regular APR - A fixed yearly percentage rate of the finance charge.
- Balance Transfer - The act of transferring the whole or partial balance of one card to another card.
- Annual Fee - A fee charged by the card issuer for being a card holder.


