Citi Simplicity® Card

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0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness.
Peace of mind through direct access to a service representative, no late fees and no penalty rate
No annual fee

Intro Purchase APR	Intro Balance Transfer APR	Regular APR	Annual Fee	Bal. Trans.	Credit Needed
0% for 18 Months*	0% for 18 Months*	12.99-21.99% (Variable)*	$0.00*	Yes*	Excellent Credit*

Consumer Reviews

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Solid credit card for balance transfer and more
Date Posted: 9/26/2011 By: Adam (Washington DC)

Comment:
Love my citi simplicity card! It helped me save hundreds of dollars on interest charges. If you are like me who's looking to transfer your balance from a high interest credit card to this one, then get this one. 0% interest on balance transfers for 21 months is amazing!!!

I would definitely recommend this card to a friend.

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Glossary

APR - Annual Percentage Rate, the yearly percentage rate charged when a balance is held on a credit card.
Intro APR - A low interest rate offered for a limited time, usually for the first 6 to 12 months.
Balance Transfer - The act of transferring the whole or partial balance of one card to another card.
Annual Fee - An annual (yearly) fee associated with having a credit card.

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