Clear from American Express®

Please review the credit card offer information below and click on "Apply Now" to learn more or apply for the Clear from American Express® by filling out a secure online application.

	0% Intro APR on purchases for 12 months 5.99% fixed APR on balance transfers Automatic rewards Flexibility to pay over time User-friendly credit report and score No annual fee, no late fees, no over-limit fees, no balance transfer fees, no cash advance fees. No fees of any kind Click here to learn more »
Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed 0%* 12 Months* 10.99%* None* Yes* Excellent Credit

Credit Card Review

Clear from American Express® is designed for those with good credit who are looking for a card with absolutely no fees and an uncomplicated reward program. Through the reward program, cardholders earn a cash rebate of 1% on all eligible purchases. The rebates are automatically issued in the form of an American Express® branded shopping card worth $25 each time the cardholder reaches $2,500 in spending. Shopping cards expire one year after they are issued. The truly unique feature of this card is that it has no fees. There are no annual fees, no late fees, no over the limit fees, no balance transfer fees, and no cash advance fees. However, fee-free credit does not mean cardholders can forsake their payment responsibilities. If minimum payments are not paid within the grace period for two times during any portion of a twelve-month billing period, the default APR of 21.99% + Prime Rate will be applied to all balances for a minimum of twelve billing periods. The card also provides benefits and services commonly found with American Express® credit cards, such as auto rental insurance, a purchase protection plan, and up to $100,000 in travel accident insurance. It also provides a free year-end credit report including the cardholder's credit score. The APR for purchases and balance transfers is reasonable for a reward card (for those who qualify). In addition, the card offers a 0% introductory APR for up to twelve months on purchases and a low 5.99% introductory APR on balance transfers for the life of the loan if the balance transfers are submitted during the application process. Therefore, those who plan to take advantage of the reward program, the fee-free transactions, and the various services provided will benefit most from what the Clear from American Express® has to offer.

Other Credit Card Offers from American Express	Intro APR	Intro Period	Regular APR	Annual Fee
Blue from American Express®	0%	15 Months	As low as 7.99%	None
Blue Sky from American Express®	0%	6 Months	As low as 9.99%	None
Blue Cash® from American Express®	0%	6 Months	As low as 9.99%	None
American Express® Preferred Rewards Green Card	N/A	N/A	N/A	$95; 1st Yr Free
Gold Delta SkyMiles® Credit Card	9.99%	Life of Balance	14.99%	$95; 1st Yr Free
Starwood Preferred Guest® Credit Card from American Express	2.90%	6 Months	14.99%	$45; 1st Yr Free
American Express® Preferred Rewards Gold Card	N/A	N/A	N/A	$125; 1st Yr Free
Business Gold Rewards Card from OPEN(SM) the small business team	N/A	N/A	N/A	$125; 1st Yr Free
Blue for Business® from American Express®	0%	Up to 15 Mons.	As low as 7.99%	None

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