First PREMIER® Bank MasterCard® Credit Card
Please review the information below and click on "Apply Now" to learn more or apply for the First PREMIER® Bank MasterCard® Credit Card by filling out a secure online application.
- If approved, pay your $95 Processing Fee to open your account and access your $300 credit limit
- Reports to the major Consumer Reporting Agencies
- Confidential online application process
- Pay no interest on purchases by paying your balance in full each month
| Intro Purchase APR | Intro Balance Transfer APR | Regular APR | Annual Fee | Bal. Trans. | Credit Needed |
|---|---|---|---|---|---|
| N/A* | N/A* | See Website* | See Website* | N/A* | Fair/Bad Credit* |
Consumer Reviews
[ write a review ]
Date Posted: 4/3/2012 By: be ware!!! (north carolina)

I have had this card for 5 years.Yes it helped me get my credit back.But the down fall is They DO NOT RAISE YOU CREDIT LIMIT AT ALL.No mater how good a job you do or not,I have been late a total of maybe 2 times yes my own falt,but they dont over look it either.BE ware some times its not all it cracked up to be!!!
I would definitely not recommend this card to a friend.
Date Posted: 3/21/2012 By: Lee (NJ)

I applied for this card because I have bad credit and couldn't get a credit card anywhere. I don't want a prepaid card because it won't report to the major credit agencies so it won't help to rebuild my credit. First PREMIER is the only card that I could find that's designed for people with bad credit. I have been using this card and paying off my bills on time, my credit is already getting better!
I would definitely recommend this card to a friend.
Date Posted: 3/2/2012 By: jacee (rochester, new york)

thanks for the info about this bank i can't never talk to anyone in person on the phone what a joke.
I would definitely not recommend this card to a friend.
Date Posted: 2/20/2012 By: Pissed Off !!!! (midwest, us)

Apply for credit, they wack ya for a 95 dollar fee then when your approved they give you a 300 dollar limit and when the card is activated your balance is 75 bucks. I owe these JA's 225.00 for what? You suck First Premier. I cant believe Quicken loans is recommending this card to their clients.
I would definitely not recommend this card to a friend.
Date Posted: 1/28/2012 By: dino (somerset nj)

i am an account holder and can"t wait to pay off completely and sent this bank to hell
I would definitely not recommend this card to a friend.
Date Posted: 1/11/2012 By: wise one (rochester, new york)

I have never encountered such an inaccessible bank. This is intended to maximize late fees of course. Stay away from this rip off bank!
I would definitely not recommend this card to a friend.
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FAQs
Tips & Advice
Glossary
- APR - Annual Percentage Rate, the yearly percentage rate charged when a balance is held on a credit card.
- Intro APR - A low interest rate offered for a limited time, usually for the first 6 to 12 months.
- Balance Transfer - The act of transferring the whole or partial balance of one card to another card.
- Annual Fee - An annual (yearly) fee associated with having a credit card.

