First PREMIER® Bank Classic Credit Card
Please review the information below and click on "Apply Now" to learn more or apply for the First PREMIER® Bank Classic Credit Card by filling out a secure online application.
- Apply today and if approved, simply pay a Processing Fee and you could begin enjoying a $300 credit limit (subject to available credit).
- A credit card offer for those with less than perfect credit
- Reports your credit history to the major Consumer Reporting Agencies
- Optional Payment Protection Available
- You may be able to reestablish your credit history by making timely minimum payments with all creditors and keeping your account balances below the credit limits
| Intro Purchase APR | Intro Balance Transfer APR | Regular APR | Annual Fee | Bal. Trans. | Credit Needed |
|---|---|---|---|---|---|
| N/A* | N/A* | See Website* | See Website* | N/A* | Fair/Bad* |
Consumer Reviews
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Date Posted: 4/29/2012 By: QUITE AMAZING (South Carolina)

Just amazing...Just absolutely amazing
I would definitely recommend this card to a friend.
Date Posted: 4/26/2012 By: LEASE (NEW YORK)

SUX NY RECIDENCE CANT GET THIS CARD
I would definitely recommend this card to a friend.
Date Posted: 4/24/2012 By: lisa (ayden nc)

well i just got my card and i was a little scared butall the things i was worried about were proven wrong about first premier they did everything they said and so far so good.my husband and i both have one and we are thankful for people like first premier every body deserves a second chance because bad things happen to good people all the time.thank you fpb you rock .
I would definitely recommend this card to a friend.
Date Posted: 4/3/2012 By: sweetcakes (Chicago IL)

My Name is Carolyn S. Taylor. I have Lived At 1939 Adams Street for nearly Forty Years. No where else. yet I see some 14th Street person on my credit score list. what is that about?
I would definitely recommend this card to a friend.
Date Posted: 3/24/2012 By: bdivine (st. anthony, id)

I hade this card and was making my payments as one should, but then i lost my job due to disabilty, well while waiting the two +years years it took to get my disability, this company refused to pit my account on any kind of hold then started charging me "over the limit fees" once my late payments had topped my credit. So now not only was i getting the normal monthly charge but every month, there would be another over the limit fee of like $35.00 plus the regular payment. I had signed up for the injury insurance, bjt they dont tell you that it doesnt cover a preexisting injury. (i my injury happened approx 14 years earlier) but just had progressed to the point that i could not work anylonger. Even with doctors statements, they would not quit billing me untill i had reached that point that my $200i credit limit accoint waz over 1200. Approx 110014 of which were all their fees and late penelties. So DONT GET THISJ CARD UNLESS YOU ARE 100%a healthy and are set in yoir job! They will nail ya!
I would definitely recommend this card to a friend.
Date Posted: 3/12/2012 By: Nicky W. (Chicago, IL)

let's face it, there aren't that many good credit card offers out there for people with bad credit. This one is as good as it can get. I was a bit turn off by their high interest rate, but that's exactly what make this card works for those with bad credit. Why? Well, in order to avoid paying any interest charges, I always remember to pay off my bills on time every month. In fact, I pay off my balance as soon as I get it in the mail. By doing so, I'm confident that my credit will improve over time. So, if you are afraid of their high APR like I did, DON'T! Just pay your bills on time and you will not need to pay a penny in interest charges. If you are looking for a credit card to rebuild credit, this is a very good choice.
I would definitely recommend this card to a friend.
Date Posted: 12/12/2011 By: Linda (Dixon, Ca.)

I heard alot about Frist Premire, and it was all good. I would like very much to apply for a credit card.
I would definitely recommend this card to a friend.
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FAQs
Tips & Advice
Glossary
- APR - Annual Percentage Rate, the yearly percentage rate charged when a balance is held on a credit card.
- Intro APR - A low interest rate offered for a limited time, usually for the first 6 to 12 months.
- Balance Transfer - The act of transferring the whole or partial balance of one card to another card.
- Annual Fee - An annual (yearly) fee associated with having a credit card.

