The following credit cards are for those with good credit history. This section features cards that offer low interest rates, great rewards, airline miles, points, and cash back. Most of these cards even have no annual fees. Take time and search through this list of consumer and business credit card offers for good credit, and apply for one that best meets your needs.
|Intro Purchase APR N/A||Intro Balance Transfer APR N/A||Ongoing APR 23.90%|
|Annual Fee $35-$99 (varies by credit level)||Balance Transfer N/A||Credit Needed Good/Fair|
|Intro Purchase APR||N/A|
|Intro Balance Transfer APR||N/A|
|Annual Fee||$35-$99 (varies by credit level)|
If you’ve earned a good credit rating your credit score is probably somewhere in the 700 to 750 range. While not the absolute highest rating you can have—people with excellent ratings have scores above 750—it’s certainly an achievement that you can be proud of.
There’s no secret to getting a good credit rating. You have to avoid getting too deeply into debt, make sure that you pay at least the minimum balance on your accounts each month and consistently meet the payment deadlines for your credit cards and other bills. Creditors don’t like to see that you’ve been behind on your bills, and you won’t keep your good credit score if you get into that bad habit.
As you can see from the listing above, with a good credit rating you’ll have a variety of credit cards to choose from, including zero interest balance transfer credit cards, rewards credit cards, cash back credit cards and affinity cards. While you may not qualify for the very lowest interest rates on any unpaid balances, you should get some very competitive ones.
If your current credit score isn’t high, you can work your way up to a good credit rating by handling your money wisely and cleaning up any problem areas (such as late payments or unpaid debts) on your credit record. You’ll enjoy the benefits that you receive when you make that improvement.