JourneySM Student Rewards from Capital One®
Please review the information below and click on "Apply Now" to learn more or apply for the JourneySM Student Rewards from Capital One® by filling out a secure online application.
- Designed to help students build good credit with responsible use
- Access to your monthly credit score, plus an interactive tracking tool to help monitor your credit
- Customizable text and e-mail alerts to help keep you on track
- Get 1% cash back on all purchases, plus a 25% bonus each month you pay your bill on time
- No annual fee
- $0 Fraud Liability if your card is lost or stolen
| Intro Purchase APR | Intro Balance Transfer APR | Regular APR | Annual Fee | Bal. Trans. | Credit Needed |
|---|---|---|---|---|---|
| N/A* | N/A* | 19.80% (Variable)* | $0.00* | Yes* | Average* |
Consumer Reviews
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Date Posted: 8/6/2011 By: Johnny (Binghamton, NY)

I'm a college student who never applied for a credit card before. After 1 year of college I decided to apply for this card to start building credit. I was surprised that I was approved for it without any credit history. I really like this card since it gives me 1% cash back & no annual fee. Although the regular interest rate/apr is a bit high, but I pay off my balance every month so it doesn't matter to me. I give this card an A+ for college students who wish to establish good credit!
I would definitely recommend this card to a friend.
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FAQs
Tips & Advice
Glossary
- APR - Annual Percentage Rate, the yearly percentage rate charged when a balance is held on a credit card.
- Intro APR - A low interest rate offered for a limited time, usually for the first 6 to 12 months.
- Balance Transfer - The act of transferring the whole or partial balance of one card to another card.
- Annual Fee - An annual (yearly) fee associated with having a credit card.

