No Annual Fee Credit Cards

Looking for a good credit card with no annual fee? We have hand picked top 10 free credit cards or credit cards with no annual fee. Choose the one that fits you best and apply for your free credit card today. Please note that these offers are for those with good or excellent credit.

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About Credit Cards with No Annual Fee

Are annual fees for various services and memberships putting a dent in your budget? When it comes to using a credit card, there’s one way to skip that yearly payout. Choose a no-annual-fee credit card to keep some extra cash in your wallet.

You’ll need average credit to excellent credit to qualify for a no-annual-fee card. If you have only fair to poor credit, you can expect to pay anywhere from $35 to $75 a year, or you can look for a card with no fee for the first introductory year and then a fee after that.

There are many different types of no-annual-fee cards. Some offer rewards on your purchases; some give you an option of transferring your balance at 0 percent interest for a year or more; and some are branded cards that offer special deals for retailers, cruise lines, travel and entertainment companies and more. 

If you don’t qualify for a no-annual-fee card right now, improving your credit score could help you obtain one in the future. Keep your current credit card payments up-to-date, stay within your credit limit and demonstrate that you can use credit responsibly and you may be able to save yourself some additional cash each year with a no-annual fee card.

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Advertiser Disclosure: CreditcardXpo is an independent, advertising-supported comparison service. The card offers that appear on this site are from companies from which this website receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). This website does not include all card companies or all card offers available in the marketplace. This website may use other proprietary factors to impact card offer listings on the website such as consumer selection or the likelihood of the applicant’s credit approval.