OpenSky® Secured Visa® Credit Card

Intro Purchase APR N/A Intro Balance Transfer APR N/A Ongoing APR 19.64% (variable)
Annual Fee $35 Balance Transfer Yes Credit Needed Bad Credit
Intro Purchase APR N/A
Intro Balance Transfer APR N/A
Ongoing APR 19.64% (variable)
Annual Fee $35
Balance Transfer Yes
Credit Needed Bad Credit
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  • No credit check necessary to apply. OpenSky believes in giving an opportunity to everyone.
  • The refundable* deposit you provide becomes your credit line limit on your Visa card. Choose it yourself, from as low as $200.
  • Build credit quickly. OpenSky reports to all 3 major credit bureaus.
  • 99% of our customers who started without a credit score earned a credit score record with the credit bureaus in as little as 6 months.
  • We have a Facebook community of people just like you; there is a forum for shared experiences, and insights from others on our Facebook Fan page. (Search “OpenSky Card” in Facebook.)
  • OpenSky provides credit tips and a dedicated credit education page on our website to support you along the way.
  • *View our Cardholder Agreement located at the bottom of the application page for details of the card.

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