Orchard Bank Visa Cards
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Please review the information below and click on "Apply Now" to learn more or apply for the Orchard Bank Visa Cards by filling out a secure online application.
- Reports to 3 major credit bureaus monthly providing you the opportunity to rebuild your credit
- Acceptance at millions of locations worldwide, including website purchases and reservations
- Your account information is updated and at your fingertips 24/7 so you can manage it your way
- Email and text messages to remind you of your upcoming payment due date with online enrollment
- Knowledgeable customer service representatives to assist you with questions or concerns
| Intro Purchase APR | Intro Balance Transfer APR | Regular APR | Annual Fee | Bal. Trans. | Credit Needed |
|---|---|---|---|---|---|
| N/A | N/A | 14.99%-19.99%* | $0 - $59 the first year, $35 - $59 per year thereafter* | Yes* | Bad Credit* |
Consumer Reviews
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Date Posted: 7/17/2011 By: Ian G. (Dallas, TX)

I have had bad credit for a long time and couldn't get any credit card until I applied for the Orchard Bank visa card. I was not only given the convenience of having a credit card but also a 2nd chance to rebuild my credit. Thank you!
I would definitely recommend this card to a friend.
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FAQs
Tips & Advice
Glossary
- APR - Acronym for Annual Percentage Rate. The yearly percentage rate of the finance charge.
- Intro APR - A low interest rate offered for a limited time, usually for the first 6 to 12 months.
- Regular APR - A fixed yearly percentage rate of the finance charge.
- Balance Transfer - The act of transferring the whole or partial balance of one card to another card.
- Annual Fee - A fee charged by the card issuer for being a card holder.


