Rewards Credit Cards

Rewards credit cards allow you to earn as many as 8 points at certain participating retailers, gas stations, supermarkets and drug stores. Plus earn 1 point for every dollar you spent on everything else. Points can be used to redeem for gift cards, airline miles, travel rewards, merchandise and more. Apply for a rewards credit card today!

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Guide to Rewards Credit Cards

Some credit cards offer rebates and rewards, as well as travel insurance and discounts on certain products. Customers who use rewards credit cards earn cash back or accumulate bonus points. Before applying for a credit card, evaluate your needs and your spending habits. You may even use multiple cards - one for groceries and another for travel or large purchases.

With rewards credit cards, you can save one to five percent on your purchases. Each card has different redemption options and different rewards ranging from frequent flyer miles to hotel points. Compare the reward schemes and choose a card that offers cash back or discounts on products that you use on a regular basis.

Some credit cards allow you to save up to five percent on groceries, gas, medications, and other useful products. You can save hundreds of dollars simply by using your card. Most reward offers expire after a few months. Rewards benefits vary from card to card, so make sure you read the terms on your credit card application.

Many of the companies that issue rewards credit cards put a set limit for the highest revenue you can build-up each year. They may also change the categories of products that you get cash back on. If you are going to use your card on a regular basis, look for one that has no cap. If possible, apply for a credit card that offers cash back on all products, but a higher percentage on the goods purchased from national merchants.

A rewards credit card is an excellent option for those who can pay the balance in full each month. If you plan to have a balance on your card, choose one that offers low interest rates. Some rewards credit cards provide cash back, discounts on brand name merchandise, or support for your favorite charity.

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