Saturday, February 04, 2012

UPside Visa® Prepaid Card

Rated 2 out of 5 ( 8 ) [ read reviews | write a review ]

Please review the information below and click on "Apply Now" to learn more or apply for the UPside Visa® Prepaid Card by filling out a secure online application.

  • Similar to a checking account with a Visa prepaid card
  • Save up to $220 compared with other cards, the first year alone
  • 100% approval with no credit check and no activation fee
  • $0.99 monthly fee if $500 is loaded each month. (Only $4.95 otherwise)
  • Free Direct Deposit from employers or deposit cash at 50,000 retailers
  • Write personal checks online: easy to pay rent or other bills
  • Earn 1,500 cash back reward points for you first direct deposit load
  • Optional companion card available, as if you had a joint checking
Intro Purchase APR Intro Balance Transfer APR Regular APR Annual Fee Bal. Trans. Credit Needed
N/A N/A N/A* $0.99 monthly fee if you load $500 in the month (Reg. $4.95). N/A* No Credit Check*

Consumer Reviews

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NIGHTMARE
Date Posted: 1/27/2012    By: lucii (Houston, Texas)
Comment:
NO customer service to answer questions prior to purchasing the card....and you will pay 1.00 to get assistance after purchase of the card. What a joke!

I would definitely not recommend this card to a friend.
Awful!
Date Posted: 1/27/2012    By: Ntnurse (New orleans , La.)
Comment:
Please do not get this card! It is a nightmare to get YOUR money off of it! There is absolutely no flexibility with this card whatsoever! If you want all your money off of it, they charge you 30 bucks and you have to wait a couple weeks to get a check in the mail.

I would definitely not recommend this card to a friend.
Horrible Service
Date Posted: 1/27/2012    By: Nikki (Baton Rouge, LA)
Comment:
This card is absolutely horrible! I cannot get a CS rep to answer questions of concern prior to purchasing the card. They will not talk to you unless you have a card number, therefore you are unable to get info prior to joining. Then after you get the card you have to pay them a dollar to talk to you. This card is crap. I have to pay 29.99 to withdraw MY money off the card then wait 25 weeks for them to send me a check! Wouldn't be so bad, but you can't get any info from them until after the fact. I was furious with this company. Tried to purchase a used car. maximum daily POS is less than 2000.00. Max debit from bank teller or ATM is 400.00 per day. Max check writing is one check per day Total 4 checks a month from 5.00 to 800.00 max amount each check can be written. Whats the benefit if not much different from an actual brick and martar bank. INFO PROVIDED FEE OF CHARGE! Buyer be ware: this card is crap!

I would definitely not recommend this card to a friend.
Upside Visa Card
Date Posted: 12/9/2011    By: miranda (North Carolina)
Comment:
I got the Upside visa card and had it set up with direct deposit. I had no problem with funds posting. When I went to use the card it said decline. I called and askked what is the problem with it? I was told I can't get a money order with it. I think that it is a bunch of crock.

I would definitely not recommend this card to a friend.
Where's refund now
Date Posted: 11/18/2011    By: Mb (Nj)
Comment:
My tax refund wasnt othe card when it was suposed to be they r now telling me 5 more b days

I would definitely not recommend this card to a friend.
da best
Date Posted: 9/7/2011    By: Antwon (jackson,ms)
I would definitely recommend this card to a friend.
good
Date Posted: 8/11/2011    By: bigg (Texarkana Tx.)
I would definitely recommend this card to a friend.
One of the best prepaid credit cards out there.
Date Posted: 7/14/2011    By: Susan (Chicago, IL)
Comment:
I really like the UPside prepaid card. It has one of the lowest fees and very convenient to re-load. If you are looking for the best prepaid credit card, look no further!

I would definitely recommend this card to a friend.

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Glossary
  • APR - Acronym for Annual Percentage Rate. The yearly percentage rate of the finance charge.
  • Intro APR - A low interest rate offered for a limited time, usually for the first 6 to 12 months.
  • Regular APR - A fixed yearly percentage rate of the finance charge.
  • Balance Transfer - The act of transferring the whole or partial balance of one card to another card.
  • Annual Fee - A fee charged by the card issuer for being a card holder.
More Terms