Credit Cards for People with Excellent Credit
The following credit cards are for those with excellent credit history. This section features cards that offer low interest rates, great rewards, airline miles, points, and cash back. Most of these cards even have no annual fees. Take time and search through this list of consumer and business credit card offers for excellent credit, and apply for one that best meets your needs!
34 Credit Cards for People with Excellent Credit Available. Displaying Offers 1 - 15:
- 1.25 miles per dollar on every purchase, every day
- Earn 10,000 bonus miles, equal to $100 in travel
- Redeem miles for airline tickets, hotel rooms, car rentals and more
- No limit on the miles you can earn and miles won't expire
- Fly free on any airline, any time with no blackout dates
- 0% intro APR on purchases until February 2013
- No foreign transaction fees
- No annual fee
| Intro Purchase APR |
Intro Balance Transfer APR |
Regular APR |
Annual Fee |
Bal. Trans. |
Credit Needed |
| 0% until February 2013* |
N/A |
11.9% - 19.9% (V)* |
None* |
Yes* |
Excellent Credit* |
- 0% intro APR until May 2013 on balance transfers
- 0% intro APR until May 2013 on purchases
- No annual fee
- $0 Fraud Liability if your card is lost or stolen
- 24-hour travel & emergency assistance gives you a replacement card and cash advance
- 24-hour roadside assistance
- Travel accident insurance
- Pick an image for your cardchoose the one shown here, any of the hundreds in our collection, or add your own
| Intro Purchase APR |
Intro Balance Transfer APR |
Regular APR |
Annual Fee |
Bal. Trans. |
Credit Needed |
| 0% until May 2013* |
0% until May 2013* |
10.9% - 18.9% (V)* |
None* |
Yes* |
Excellent Credit* |
- Money® Magazine's "Most Rewarding Card if you crave free airline flights"
- 2 miles per dollar on every purchase, every day
- Earn 10,000 bonus miles, equal to $100 in travel
- Redeem your miles for any travel expense
- No limit on the miles you can earn and miles won't expire
- Fly free on any airline, any time with no blackout dates
- No foreign transaction fees
- $0 intro annual fee for the first year; $59 after that
| Intro Purchase APR |
Intro Balance Transfer APR |
Regular APR |
Annual Fee |
Bal. Trans. |
Credit Needed |
| N/A |
N/A |
11.9% - 19.9% (V)* |
$0 intro for first year; $59 after that |
Yes* |
Excellent Credit* |
- Earn 5 points per $1 spent on entertainment like music, movies, video game rentals, and sporting events
- Earn 2 points per $1 spent at restaurants, fast food places, and coffee shops
- 1 point per $1 spent on everything else
- 25 bonus points each billing period you keep your account in good standing by paying on time
- Exclusive MTV rewards, such as MTV merchandise, tickets to MTV events like the VMAs, and MTV show tapings
- Also, redeem for Travel, Merchandise, Gift Cards and more
- 0% intro APR - pay no interest on purchases until February 2013
- No annual fee
| Intro Purchase APR |
Intro Balance Transfer APR |
Regular APR |
Annual Fee |
Bal. Trans. |
Credit Needed |
| 0% until February 2013* |
N/A |
13.9% - 19.9% (V)* |
None* |
Yes* |
Excellent Credit* |
- 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 11.99%-21.99% based upon your creditworthiness.*
- 24/7 access to personalized concierge service providing assistance in booking hotel, flights, concert tickets and much more
- Special access for Citi cardmembers to purchase presale tickets, preferred seating, VIP packages, and other unforgettable live entertainment experiences through Citi Private Pass®
- $0 liability on unauthorized purchases and Citi® Identity Theft Solutions
- No annual fee*
| Intro Purchase APR |
Intro Balance Transfer APR |
Regular APR |
Annual Fee |
Bal. Trans. |
Credit Needed |
| 0% for 18 Months |
0% for 18 Months |
11.99-21.99% (Variable)* |
$0.00* |
Yes* |
Excellent Credit* |
- 3 points per dollar spent on eligible Orbitz.com bookings
- Get 1 point per dollar on all other purchases
- Bonus points on eligible Orbitz.com bookings
- No limit on the points you can earn and points don't expire
- Redeem for travel, merchandise, gift cards and more
- Earn travel quickly with low redemption minimums
- 250 point refueling bonus when you redeem points for awards
- No annual fee
| Intro Purchase APR |
Intro Balance Transfer APR |
Regular APR |
Annual Fee |
Bal. Trans. |
Credit Needed |
| 0% until February 2013* |
N/A |
13.9% - 19.9% (V)* |
None* |
Yes* |
Excellent Credit* |
- 0% Intro APR on balance transfers and purchases for 18 months. After that, the variable APR will be 11.99%-21.99% based on your creditworthiness.*
- Extra Cash from Citi: enjoy discounts on gift cards, travel, merchandise and more
- Citi® Identity Theft Solutions
- No annual fee*
| Intro Purchase APR |
Intro Balance Transfer APR |
Regular APR |
Annual Fee |
Bal. Trans. |
Credit Needed |
| 0% for 18 Months |
0% for 18 Months |
11.99-21.99% (Variable)* |
$0.00* |
Yes* |
Excellent Credit* |
- 0% Intro APR on balance transfers and purchases for 18 months. After that, the variable APR will be 11.99%-21.99% based on your creditworthiness.*
- Extra Cash from Citi: enjoy discounts on gift cards, travel, merchandise and more
- Citi® Identity Theft Solutions
- No annual fee*
| Intro Purchase APR |
Intro Balance Transfer APR |
Regular APR |
Annual Fee |
Bal. Trans. |
Credit Needed |
| 0% for 18 Months |
0% for 18 Months |
11.99-21.99% (Variable)* |
$0.00* |
Yes* |
Excellent Credit* |
- $100 in gift cards - When you redeem the 10,000 bonus ThankYou® Points received after you make $650 in purchases and sign up for paperless statements within the first 3 months
- 0% intro APR for 12 months on balance transfers and for 7 months on purchases. After that, 12.99% - 22.99% variable
- 5 points for every $1 spent at restaurants and on books, movies and music. 1 point for every $1 you spend on all other purchases
- APR reduction on purchases when using credit wisely
- No Annual Fee*
| Intro Purchase APR |
Intro Balance Transfer APR |
Regular APR |
Annual Fee |
Bal. Trans. |
Credit Needed |
| 0% for 7 Months |
0% for 12 Months |
12.99%-22.99%* (Variable) |
$0* |
Yes* |
Excellent |
- $100 Bonus after you spend $500 in the first 3 months
- 50% bonus on the cash back you earn every year
- 1% cash back on all purchases
- No annual fee
- Earn unlimited cash rewards that don't expire
- Redeem cash rewards anytime for any amount, even set up automatic redemption
- Personalize your card with an image of your choice
- 0% intro APR on purchases and balance transfers until February 2013*
| Intro Purchase APR |
Intro Balance Transfer APR |
Regular APR |
Annual Fee |
Bal. Trans. |
Credit Needed |
| 0% until February 2013* |
0% until February 2013* |
12.9% - 20.9% (V)* |
$0 |
Yes* |
Excellent Credit* |
- 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%*
- 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
- Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
- Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
- 24/7 access to a U.S.-based Account Manager within 60 seconds
- $0 Fraud Liability plus automatic mobile and email fraud alert options
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
- *Click apply to view rates, fees, rewards, limitations and other important information
| Intro Purchase APR |
Intro Balance Transfer APR |
Regular APR |
Annual Fee |
Bal. Trans. |
Credit Needed |
| 0% for 15 Months |
0% for 15 Months |
10.99% - 20.99% (Variable)* |
$0* |
Yes* |
Excellent Credit* |
- 0% intro APR on purchases for 6 months, then the variable standard purchase APR of 10.99% - 20.99%*
- 0% intro APR on balance transfers for 18 months, then the variable standard purchase APR of 10.99% - 20.99%*
- 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
- Discover is ranked #1 in customer loyalty--15 years in row! (2011 Brand Keys Customer Loyalty Engagement Index report)
- 24/7 access to a U.S.-based Account Manager within 60 seconds
- $0 Fraud Liability plus automatic mobile and email fraud alert options
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
- *Click apply to view rates, fees, rewards, limitations and other important information
| Intro Purchase APR |
Intro Balance Transfer APR |
Regular APR |
Annual Fee |
Bal. Trans. |
Credit Needed |
| 0% for 6 Months |
0% for 18 Months |
10.99% - 20.99% (Variable)* |
$0* |
Yes* |
Excellent Credit* |
- $200 cash back after $500 in purchases within the first 3 months of account opening
- 5% cash back on fitness club, health care, and utilities purchases from 1/1/2012 to 3/31/2012 upon enrollment.
- Each quarter, you can enroll to earn additional cash back in popular categories.
- 5% average cash back at select merchants through Citi Bonus Cash Center®
- Full 1% cash back on all other purchases and eligible cash advances.
- No annual fee*
| Intro Purchase APR |
Intro Balance Transfer APR |
Regular APR |
Annual Fee |
Bal. Trans. |
Credit Needed |
| N/A |
N/A |
15.99%-22.99%* (Variable) |
$0* |
N/A* |
Excellent Credit* |
- $100 cash back after $500 in purchases within the first 3 months of account opening
- 0% Intro APR on Balance Transfers and Purchases for 12 months. After that, the APR will be 12.99%-22.99% variable based on your creditworthiness*
- 5% cash back on fitness club, health care, and utilities purchases from 1/1/2012 to 3/31/2012 upon enrollment.
- Each quarter, you can enroll to earn additional cash back in popular categories.
- Full 1% cash back on all other purchases and eligible cash advances.
- No annual fee*
| Intro Purchase APR |
Intro Balance Transfer APR |
Regular APR |
Annual Fee |
Bal. Trans. |
Credit Needed |
| 0% for 12 Months |
0% for 12 Months |
12.99%-22.99%* (Variable) |
$0* |
Yes* |
Excellent Credit* |
- Earn 30,000 bonus ThankYou® Points after $2,000 in purchases within 3 months of account opening - enough for $300 in gift cards
- 1 ThankYou Point for every $1 you spend on purchases
- Earn points for the miles you fly when you purchase a ticket with your Citi ThankYou Premier Card
- No foreign transaction fee on purchases*
- Annual complimentary domestic companion ticket, within the continental USA, when booked through our travel benefits provider, Spirit Incentives
- No points cap and no expiration of points
| Intro Purchase APR |
Intro Balance Transfer APR |
Regular APR |
Annual Fee |
Bal. Trans. |
Credit Needed |
| N/A |
N/A |
13.99%-22.99%* (Variable) |
$125; waived for the first year* |
N/A* |
Excellent Credit* |