Credit Cards for People with Excellent Credit
The following credit cards are for those with excellent credit history. This section
features cards that offer low interest rates, great rewards, airline miles, points, and cash back.
Most of these cards even have no annual fees. Take time and search through this list of consumer and
business credit card offers for excellent credit, and apply for one that best meets your needs!
29 Credit Cards for People with Excellent Credit Available. Displaying Credit Card Offers 1 - 10:
Blue from American Express®
0% APR on purchases for up to 15 months
No annual fee
Low balance transfer APR - 4.99% Fixed APR for the life of the balance
Earn points that can be redeemed for gift cards, travel, merchandise, and unique entertainment experiences
Membership Rewards Express® program
Express Approval. Get a decision in less than 60 seconds
Click here to learn more »
Intro APR
Intro Period
Regular APR
Annual Fee
Balance Transfer
Credit Needed
0%*
15 Months*
As low as 8.99%*
None*
Yes*
Excellent Credit
Citi® Home Rebate Platinum Select® MasterCard®
Receive 6% rebate on Utilities, Cable/Satellite TV, Internet Connection and Telecommunication for 12 months
Receive 1% on all other purchases
Rebate automatically applied to your mortgage principal
NO CAP or limits on the amount of rebates you can accumulate in a year
No annual fee
Click here to learn more »
Intro APR
Intro Period
Regular APR
Annual Fee
Balance Transfer
Credit Needed
0%*
12 Months*
9.99%*
None*
Yes*
Excellent Credit
Capital One® Platinum Prestige
7.9% APR on purchases and balance transfers
Your APR will not increase simply because you pay late only once or go over your credit limit
No annual fee and no balance transfer fees
Click here to learn more »
Intro APR
Intro Period
Regular APR
Annual Fee
Balance Transfer
Credit Needed
N/A*
N/A*
7.9%*
None*
Yes*
Excellent Credit
Capital One® No Hassle Miles(SM) Rewards - Excellent Credit
13.9% APR on purchases and balance transfers
Earn 1.25 miles for each dollar spent on purchases*
No blackout dates or seat restrictions
No expiration date on miles and no limit on the miles you can earn
No annual fee or balance transfer fees
5 different redemption options: Travel, Cash, Merchandise, Charitable Donations, or Gift Certificates
Click here to learn more »
Intro APR
Intro Period
Regular APR
Annual Fee
Balance Transfer
Credit Needed
N/A*
N/A*
13.9%*
None*
Yes*
Excellent Credit
Clear from American Express®
No fees of any kind. No annual fee, no late fees, no over-limit fees, no balance transfer fees, no cash advance fees
0% intro APR for up to 12 months
Automatic Rewards. You'll get an American Express branded shopping card worth $25 delivered straight to your door every time you spend $2,500
Pay in full, or carry a balance
Express Approval. Get a decision in less than 60 seconds
Click here to learn more »
Intro APR
Intro Period
Regular APR
Annual Fee
Balance Transfer
Credit Needed
0%*
12 Months*
As low as 9.99%*
None*
Yes*
Excellent Credit
Citi® PremierPass® Card - Elite Level
20,000 bonus points after $600 in purchases made within 3 months of account opening
Earn 2 points for every dollar spent on everyday purchases and 1 point for all other purchases
Earn 1 point for every mile you fly on any airline
Earn 1 point for every mile friends and family fly on tickets purchased with your card
Get a complimentary companion ticket when you buy a qualifying ticket
Click here to learn more »
Intro APR
Intro Period
Regular APR
Annual Fee
Balance Transfer
Credit Needed
N/A*
N/A*
As low as 13.99%*
$75*
Yes*
Excellent Credit
Discover® Open Road(SM) Card
0% Intro APR for 6 months on purchases, and 12 months on balance transfers
Save at the pump and everywhere else*
5% Cashback Bonus® on gas and auto maintenance purchases
5% to 20% Cashback Bonus® at top online retailers*
Up to 1% Cashback Bonus® on all other purchases
Unlimited cash rewards
Click here to learn more »
Intro APR
Intro Period
Regular APR
Annual Fee
Balance Transfer
Credit Needed
0%*
Up to 12 Mons.*
10.99%*
None*
Yes*
Excellent Credit
Discover® Motiva(SM) Card
Cash Rewards for your good credit management!*
Get a Pay-On-Time Bonus(SM) equal to a full month's interest every time you make 6 on-time payments in a row -twice a year, every year
5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping site
Up to 1% Cashback Bonus® on all other purchases
Unlimited cash rewards
Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus® Partners
Click here to learn more »
Intro APR
Intro Period
Regular APR
Annual Fee
Balance Transfer
Credit Needed
3.9%*
Up to 12 Mons.*
10.99%*
None*
Yes*
Excellent Credit
Blue Cash® from American Express®
Earn up to 5% cash back on everyday purchases - even gas!
No annual fee
0% Intro APR for 12 months on purchases
Low balance transfer rate - 4.99% fixed APR for the life of the balance
Express Approval. Get a decision in less than 60 seconds.
Click here to learn more »
Intro APR
Intro Period
Regular APR
Annual Fee
Balance Transfer
Credit Needed
0%*
12 Months*
As low as 8.99%*
None*
Yes*
Excellent Credit