Credit Cards with No Annual Fees
Looking for a good credit card with no annual fees? We have hand picked top 10 free credit cards or credit cards with no annual fees. Choose the one that fits you best and apply for your free credit card today. Please note that these offers are for those with good or excellent credit. If you have poor or bad credit and need a credit card, please go to: Bad Credit Credit Cards.
9 Credit Cards with No Annual Fees Available. Displaying Offers 1 - 9:
- 0% intro APR until May 2013 on balance transfers
- 0% intro APR until May 2013 on purchases
- No annual fee
- $0 Fraud Liability if your card is lost or stolen
- 24-hour travel & emergency assistance gives you a replacement card and cash advance
- 24-hour roadside assistance
- Travel accident insurance
- Pick an image for your cardchoose the one shown here, any of the hundreds in our collection, or add your own
| Intro Purchase APR |
Intro Balance Transfer APR |
Regular APR |
Annual Fee |
Bal. Trans. |
Credit Needed |
| 0% until May 2013* |
0% until May 2013* |
10.9% - 18.9% (V)* |
None* |
Yes* |
Excellent Credit* |
- 0% Intro APR on balance transfers and purchases for 18 months. After that, the variable APR will be 11.99%-21.99% based on your creditworthiness.*
- Extra Cash from Citi: enjoy discounts on gift cards, travel, merchandise and more
- Citi® Identity Theft Solutions
- No annual fee*
| Intro Purchase APR |
Intro Balance Transfer APR |
Regular APR |
Annual Fee |
Bal. Trans. |
Credit Needed |
| 0% for 18 Months |
0% for 18 Months |
11.99-21.99% (Variable)* |
$0.00* |
Yes* |
Excellent Credit* |
- 0% Intro APR on balance transfers and purchases for 18 months. After that, the variable APR will be 11.99%-21.99% based on your creditworthiness.*
- Extra Cash from Citi: enjoy discounts on gift cards, travel, merchandise and more
- Citi® Identity Theft Solutions
- No annual fee*
| Intro Purchase APR |
Intro Balance Transfer APR |
Regular APR |
Annual Fee |
Bal. Trans. |
Credit Needed |
| 0% for 18 Months |
0% for 18 Months |
11.99-21.99% (Variable)* |
$0.00* |
Yes* |
Excellent Credit* |
- $100 Bonus after you spend $500 in the first 3 months
- 50% bonus on the cash back you earn every year
- 1% cash back on all purchases
- No annual fee
- Earn unlimited cash rewards that don't expire
- Redeem cash rewards anytime for any amount, even set up automatic redemption
- Personalize your card with an image of your choice
- 0% intro APR on purchases and balance transfers until February 2013*
| Intro Purchase APR |
Intro Balance Transfer APR |
Regular APR |
Annual Fee |
Bal. Trans. |
Credit Needed |
| 0% until February 2013* |
0% until February 2013* |
12.9% - 20.9% (V)* |
$0 |
Yes* |
Excellent Credit* |
- 1.25 miles per dollar on every purchase, every day
- Earn 10,000 bonus miles, equal to $100 in travel
- Redeem miles for airline tickets, hotel rooms, car rentals and more
- No limit on the miles you can earn and miles won't expire
- Fly free on any airline, any time with no blackout dates
- 0% intro APR on purchases until February 2013
- No foreign transaction fees
- No annual fee
| Intro Purchase APR |
Intro Balance Transfer APR |
Regular APR |
Annual Fee |
Bal. Trans. |
Credit Needed |
| 0% until February 2013* |
N/A |
11.9% - 19.9% (V)* |
None* |
Yes* |
Excellent Credit* |
- 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%*
- 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
- Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
- Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
- 24/7 access to a U.S.-based Account Manager within 60 seconds
- $0 Fraud Liability plus automatic mobile and email fraud alert options
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
- *Click apply to view rates, fees, rewards, limitations and other important information
| Intro Purchase APR |
Intro Balance Transfer APR |
Regular APR |
Annual Fee |
Bal. Trans. |
Credit Needed |
| 0% for 15 Months |
0% for 15 Months |
10.99% - 20.99% (Variable)* |
$0* |
Yes* |
Excellent Credit* |
- $200 cash back after $500 in purchases within the first 3 months of account opening
- 5% cash back on fitness club, health care, and utilities purchases from 1/1/2012 to 3/31/2012 upon enrollment.
- Each quarter, you can enroll to earn additional cash back in popular categories.
- 5% average cash back at select merchants through Citi Bonus Cash Center®
- Full 1% cash back on all other purchases and eligible cash advances.
- No annual fee*
| Intro Purchase APR |
Intro Balance Transfer APR |
Regular APR |
Annual Fee |
Bal. Trans. |
Credit Needed |
| N/A |
N/A |
15.99%-22.99%* (Variable) |
$0* |
N/A* |
Excellent Credit* |
- $100 cash back after $500 in purchases within the first 3 months of account opening
- 0% Intro APR on Balance Transfers and Purchases for 12 months. After that, the APR will be 12.99%-22.99% variable based on your creditworthiness*
- 5% cash back on fitness club, health care, and utilities purchases from 1/1/2012 to 3/31/2012 upon enrollment.
- Each quarter, you can enroll to earn additional cash back in popular categories.
- Full 1% cash back on all other purchases and eligible cash advances.
- No annual fee*
| Intro Purchase APR |
Intro Balance Transfer APR |
Regular APR |
Annual Fee |
Bal. Trans. |
Credit Needed |
| 0% for 12 Months |
0% for 12 Months |
12.99%-22.99%* (Variable) |
$0* |
Yes* |
Excellent Credit* |
- 3 points per dollar spent on eligible Orbitz.com bookings
- Get 1 point per dollar on all other purchases
- Bonus points on eligible Orbitz.com bookings
- No limit on the points you can earn and points don't expire
- Redeem for travel, merchandise, gift cards and more
- Earn travel quickly with low redemption minimums
- 250 point refueling bonus when you redeem points for awards
- No annual fee
| Intro Purchase APR |
Intro Balance Transfer APR |
Regular APR |
Annual Fee |
Bal. Trans. |
Credit Needed |
| 0% until February 2013* |
N/A |
13.9% - 19.9% (V)* |
None* |
Yes* |
Excellent Credit* |