Free Credit Cards with No Annual Fees
Looking for a good credit card with no annual fees? You have come to the right place.
We have hand picked top 10 free credit cards or credit cards with no annual fees.
Choose the one that fits you best and apply for your free credit card today. Please note that these offers are for those
with good or excellent credit. If you have poor or bad credit and need a credit card, please click here .
Citi® CashReturns(SM) Card
Earn up to 6% Cash Back on purchases; a full 1% cash back on every purchase PLUS an average 5% additional cash back at 400 leading retailers within the Citi Bonus Cash Center
Earn a 20% bonus on the cash back earned on all purchases for the first 12 months
Checks will be sent automatically every time you earn $50
0% APR* on balance transfers for up to 12 months
No annual fee
Click here to learn more »
Intro APR
Intro Period
Regular APR
Annual Fee
Balance Transfer
Credit Needed
0%*
Up to 12 Mons.*
As low as 9.99%*
None*
Yes*
Good Credit
Discover® More(SM) Card
5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more
5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping site
Up to 1% Cashback Bonus® on all other purchases automatically
Unlimited cash rewards
Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus® Partners
0% Intro APR for 6 months on purchases, and 12 months on balance transfers
Click here to learn more »
Intro APR
Intro Period
Regular APR
Annual Fee
Balance Transfer
Credit Needed
0%*
12 Months*
10.99%*
None*
Yes*
Good Credit
Citi® Platinum Select® Card
0% APR* on balance transfers and purchases for up to 12 months
No annual fee
Citi® Identity Theft Solutions
$0 liability on unauthorized purchases
Secure, free online account management
Click here to learn more »
Intro APR
Intro Period
Regular APR
Annual Fee
Balance Transfer
Credit Needed
0%*
Up to 12 Mons.*
As low as 8.49%*
None*
Yes*
Good Credit
Capital One® Standard Platinum Card
0% on purchases until December 2008. After that, a variable APR, currently 19.55%
No annual fee
Exclusive savings: up to 40% off featured deals and 10% savings on everything else at Capital One® Saving ZoneSM on Yahoo! Shopping
Platinum Benefits including extended warranties, travel accident insurance and 24 hour roadside assistance
Click here to learn more »
Intro APR
Intro Period
Regular APR
Annual Fee
Balance Transfer
Credit Needed
0%*
Until 12/08*
19.55%*
None*
Yes*
Average Credit
Citi® PremierPass® Card
10,000 bonus points after $300 in purchases made within 3 months of account opening
Earn 1 point for every dollar spent on all purchases
Earn 1 point for every 3 miles you fly on any airline
Earn 1 point for every 3 miles friends and family fly on tickets purchased with your card
Redeem points for flights on any airline with no blackout dates
Click here to learn more »
Intro APR
Intro Period
Regular APR
Annual Fee
Balance Transfer
Credit Needed
0%*
Up to 12 Mons.*
As low as 11.99%*
None*
Yes*
Good Credit
Blue from American Express®
0% APR on purchases for up to 15 months
No annual fee
Low balance transfer APR - 4.99% Fixed APR for the life of the balance
Earn points that can be redeemed for gift cards, travel, merchandise, and unique entertainment experiences
Membership Rewards Express® program
Express Approval. Get a decision in less than 60 seconds
Click here to learn more »
Intro APR
Intro Period
Regular APR
Annual Fee
Balance Transfer
Credit Needed
0%*
15 Months*
As low as 8.99%*
None*
Yes*
Excellent Credit
Citi® Diamond Preferred® Card
0% APR* on balance transfers and purchases for up to 12 months
Citi® Indentity Theft Solutions
$0 liability on unauthorized purchases
Secure, free online acount management
No annual fee
Click here to learn more »
Intro APR
Intro Period
Regular APR
Annual Fee
Balance Transfer
Credit Needed
0%*
Up to 12 Mons.*
As low as 8.49%*
None*
Yes*
Good Credit
Citi® Home Rebate Platinum Select® MasterCard®
Receive 6% rebate on Utilities, Cable/Satellite TV, Internet Connection and Telecommunication for 12 months
Receive 1% on all other purchases
Rebate automatically applied to your mortgage principal
NO CAP or limits on the amount of rebates you can accumulate in a year
No annual fee
Click here to learn more »
Intro APR
Intro Period
Regular APR
Annual Fee
Balance Transfer
Credit Needed
0%*
12 Months*
9.99%*
None*
Yes*
Excellent Credit
Citi® Platinum Select® Visa Card
0% APR* on balance transfers and purchases for up to 12 months
No annual fee
Citi® Identity Theft Solutions
$0 liability on unauthorized purchases
Secure, free online account management
Click here to learn more »
Intro APR
Intro Period
Regular APR
Annual Fee
Balance Transfer
Credit Needed
0%*
Up to 12 Mons.*
As low as 8.49%*
None*
Yes*
Good Credit
Chase Platinum Visa® Card
0% Intro APR for up to 12 months
The time period for the introductory APR and the balances to which it will apply will be based on our review of your application and credit history
No annual fee
FREE online account access
FREE travel services including Auto Rental Collision Damage Waiver and Worldwide Travel Accident Insurance
Click here to learn more »
Intro APR
Intro Period
Regular APR
Annual Fee
Balance Transfer
Credit Needed
0%*
12 Months*
10.99%*
None*
Yes*
Good Credit