Instant Response Credit Cards
With instant response credit cards, you can apply online and receive
notice of your acceptance or denial within seconds after filling out
an online application for a credit card with instant credit decision. Certain circumstances
do occasionally arise in which more time will be needed to determine
if you are approved or not.
16 Instant Response Credit Cards Available. Displaying Credit Card Offers 1 - 10:
Citi® Diamond Preferred® Rewards Card
0% APR* on balance transfers for up to 12 months
$50 Gift Card - Earn 6,000 bonus points after $100 in purchases made within 3 months of account opening
5 reward points for every $1 spent on purchases at supermarkets, drugstores and gas stations for 12 months; 1 point for every $1 on all other purchases
No annual fee and FREE rewards program
Citi Identity Theft Solutions
Price Protection Program
Click here to learn more »
Intro APR
Intro Period
Regular APR
Annual Fee
Balance Transfer
Credit Needed
0%*
Up to 12 Mons.*
As low as 10.49%*
None*
Yes*
Good Credit
Blue from American Express®
0% APR for up to 15 months
Low balance transfer APR - 4.99% fixed APR for the life of the balance
Membership rewards express program
No annual fee
Blue is your launch pad to standout shopping and entertainment rewards and one-of-a-kind experiences
Click here to learn more »
Intro APR
Intro Period
Regular APR
Annual Fee
Balance Transfer
Credit Needed
0%*
15 Months*
As low as 7.99%*
None*
Yes*
Excellent Credit
Citi® PremierPass® Card
10,000 bonus points after $300 in purchases made within 3 months of account opening
No annual fee
0% APR on balance transfers for up to 12 months
Earn 1 Flight Point for every 3 miles you fly on any airline—or anyone else whose ticket you buy with the card
Earn 1 Purchase Point for all purchases
Click here to learn more »
Intro APR
Intro Period
Regular APR
Annual Fee
Balance Transfer
Credit Needed
0%*
Up to 12 Mons.*
As low as 9.99%*
None*
Yes*
Good Credit
Discover® More(SM) Card - Clear
5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more
5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping site
Up to 1% Cashback Bonus® on all other purchases automatically
Unlimited cash rewards
Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus® Partners
0% Intro APR for 6 months on purchases, and 12 months on balance transfers
Click here to learn more »
Intro APR
Intro Period
Regular APR
Annual Fee
Balance Transfer
Credit Needed
0%*
12 Months*
10.99%*
None*
Yes*
Excellent Credit
Citi® Platinum Select® Card
0% APR* on balance transfers and purchases for up to 12 months
No annual fee
Citi® Identity Theft Solutions
$0 liability on unauthorized purchases
Secure, free online account management
Click here to learn more »
Intro APR
Intro Period
Regular APR
Annual Fee
Balance Transfer
Credit Needed
0%*
Up to 12 Mons.*
As low as 8.49%*
None*
Yes*
Good Credit
Discover® More(SM) Card - Wildlife Collection
5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more
5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping site
Up to 1% Cashback Bonus® on all other purchases automatically
Unlimited cash rewards
Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus® Partners
0% Intro APR for 6 months on purchases, and 12 months on balance transfers
Click here to learn more »
Intro APR
Intro Period
Regular APR
Annual Fee
Balance Transfer
Credit Needed
0%*
12 Months*
10.99%*
None*
Yes*
Excellent Credit
Blue Cash® from American Express®
0% Intro APR on purchases for 6 months
4.99% Fixed APR on balance transfers for the life of the balance
Earn 5% cash back at gas stations
Earn up to 5% cash back on your everyday purchases
The flexibility to pay over time
No annual fee
Click here to learn more »
Intro APR
Intro Period
Regular APR
Annual Fee
Balance Transfer
Credit Needed
0%*
6 Months*
As low as 9.99%*
None*
Yes*
Excellent Credit
Clear from American Express®
0% Intro APR on purchases for 12 months
5.99% fixed APR on balance transfers
Automatic rewards
Flexibility to pay over time
User-friendly credit report and score
No annual fee, no late fees, no over-limit fees, no balance transfer fees, no cash advance fees. No fees of any kind
Click here to learn more »
Intro APR
Intro Period
Regular APR
Annual Fee
Balance Transfer
Credit Needed
0%*
12 Months*
10.99%*
None*
Yes*
Excellent Credit
GM Flexible Earnings Card
0% Intro APR on balance transfers for 12 months
A full 1% cash back option
A full 1% earnings toward any other new vehicle
Triple your earnings to 3% toward an eligible, new GM vehicle
No annual fee
Click here to learn more »
Intro APR
Intro Period
Regular APR
Annual Fee
Balance Transfer
Credit Needed
0%*
12 Months*
As low as 14.24%*
None*
Yes*
Good Credit
Discover® More(SM) Card - Sealife Collection
5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more
5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping site
Up to 1% Cashback Bonus® on all other purchases automatically
Unlimited cash rewards
Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus® Partners
0% Intro APR for 6 months on purchases, and 12 months on balance transfers
Click here to learn more »
Intro APR
Intro Period
Regular APR
Annual Fee
Balance Transfer
Credit Needed
0%*
12 Months*
10.99%*
None*
Yes*
Excellent Credit