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Instant Response Credit Cards

Instant Approval Credit Card Offers With instant response credit cards, you can apply online and receive notice of your acceptance or denial within seconds after filling out an online application for a credit card with instant credit decision. Certain circumstances do occasionally arise in which more time will be needed to determine if you are approved or not.

16 Instant Response Credit Cards Available. Displaying Credit Card Offers 1 - 10:

  Citi® Diamond Preferred® Rewards Card  Editor's Choice
Citi® Diamond Preferred® Rewards Card
Apply for the Citi® Diamond Preferred® Rewards Card Now
  • 0% APR* on balance transfers for up to 12 months
  • $50 Gift Card - Earn 6,000 bonus points after $100 in purchases made within 3 months of account opening
  • 5 reward points for every $1 spent on purchases at supermarkets, drugstores and gas stations for 12 months; 1 point for every $1 on all other purchases
  • No annual fee and FREE rewards program
  • Citi Identity Theft Solutions
  • Price Protection Program
  • Click here to learn more »
Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
0%* Up to 12 Mons.* As low as 10.49%* None* Yes* Good Credit

  Blue from American Express®
Blue from American Express®
Apply for the Blue from American Express® Now
  • 0% APR for up to 15 months
  • Low balance transfer APR - 4.99% fixed APR for the life of the balance
  • Membership rewards express program
  • No annual fee
  • Blue is your launch pad to standout shopping and entertainment rewards and one-of-a-kind experiences
  • Click here to learn more »
Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
0%* 15 Months* As low as 7.99%* None* Yes* Excellent Credit

  Citi® PremierPass® Card
Citi® PremierPass® Card
Apply for the Citi® PremierPass® Card Now
  • 10,000 bonus points after $300 in purchases made within 3 months of account opening
  • No annual fee
  • 0% APR on balance transfers for up to 12 months
  • Earn 1 Flight Point for every 3 miles you fly on any airline—or anyone else whose ticket you buy with the card
  • Earn 1 Purchase Point for all purchases
  • Click here to learn more »
Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
0%* Up to 12 Mons.* As low as 9.99%* None* Yes* Good Credit

  Discover® More(SM) Card - Clear
Discover® More(SM) Card - Clear
Apply for the Discover® More(SM) Card - Clear Now
  • 5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more
  • 5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping site
  • Up to 1% Cashback Bonus® on all other purchases automatically
  • Unlimited cash rewards
  • Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus® Partners
  • 0% Intro APR for 6 months on purchases, and 12 months on balance transfers
  • Click here to learn more »
Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
0%* 12 Months* 10.99%* None* Yes* Excellent Credit

  Citi® Platinum Select® Card
Citi® Platinum Select® Card
Apply for the Citi® Platinum Select® Card Now
  • 0% APR* on balance transfers and purchases for up to 12 months
  • No annual fee
  • Citi® Identity Theft Solutions
  • $0 liability on unauthorized purchases
  • Secure, free online account management
  • Click here to learn more »
Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
0%* Up to 12 Mons.* As low as 8.49%* None* Yes* Good Credit

  Discover® More(SM) Card - Wildlife Collection
Discover® More(SM) Card - Wildlife Collection
Apply for the Discover® More(SM) Card - Wildlife Collection Now
  • 5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more
  • 5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping site
  • Up to 1% Cashback Bonus® on all other purchases automatically
  • Unlimited cash rewards
  • Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus® Partners
  • 0% Intro APR for 6 months on purchases, and 12 months on balance transfers
  • Click here to learn more »
Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
0%* 12 Months* 10.99%* None* Yes* Excellent Credit

  Blue Cash® from American Express®
Blue Cash® from American Express®
Apply for the Blue Cash® from American Express® Now
  • 0% Intro APR on purchases for 6 months
  • 4.99% Fixed APR on balance transfers for the life of the balance
  • Earn 5% cash back at gas stations
  • Earn up to 5% cash back on your everyday purchases
  • The flexibility to pay over time
  • No annual fee
  • Click here to learn more »
Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
0%* 6 Months* As low as 9.99%* None* Yes* Excellent Credit

  Clear from American Express®
Clear from American Express®
Apply for the Clear from American Express® Now
  • 0% Intro APR on purchases for 12 months
  • 5.99% fixed APR on balance transfers
  • Automatic rewards
  • Flexibility to pay over time
  • User-friendly credit report and score
  • No annual fee, no late fees, no over-limit fees, no balance transfer fees, no cash advance fees. No fees of any kind
  • Click here to learn more »
Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
0%* 12 Months* 10.99%* None* Yes* Excellent Credit

  GM Flexible Earnings Card
GM Flexible Earnings Card
Apply for the GM Flexible Earnings Card Now
  • 0% Intro APR on balance transfers for 12 months
  • A full 1% cash back option
  • A full 1% earnings toward any other new vehicle
  • Triple your earnings to 3% toward an eligible, new GM vehicle
  • No annual fee
  • Click here to learn more »
Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
0%* 12 Months* As low as 14.24%* None* Yes* Good Credit

  Discover® More(SM) Card - Sealife Collection
Discover® More(SM) Card - Sealife Collection
Apply for the Discover® More(SM) Card - Sealife Collection Now
  • 5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more
  • 5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping site
  • Up to 1% Cashback Bonus® on all other purchases automatically
  • Unlimited cash rewards
  • Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus® Partners
  • 0% Intro APR for 6 months on purchases, and 12 months on balance transfers
  • Click here to learn more »
Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
0%* 12 Months* 10.99%* None* Yes* Excellent Credit


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*Please see the credit card online application for details about terms and conditions of each instant response credit card offer.
Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty.
After you click on the "Apply Now" button, you can review the credit card terms and conditions on the issuer's official web site.
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