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Glossary
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APR - Acronym for Annual Percentage Rate. The yearly percentage rate of the finance charge.
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Intro APR - A low interest rate offered for a limited time, usually for the first 6 to 12 months.
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Regular APR - A fixed yearly percentage rate of the finance charge.
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Balance Transfer - The act of transferring the whole or partial balance of one card to another card.
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Annual Fee - A fee charged by the card issuer for being a card holder.