Credit Cards for People with Limited / No Credit
The credit cards & prepaid cards listed below are the most popular cards for consumers with limited to no personal credit. These limited or no credit credit cards are designed to help consumers establish their personal credit. Take time and search through this list of credit card offers for consumer with limted/no credit, and apply for one that best meets your needs.
16 Credit Cards for People with Limited / No Credit Available. Displaying Offers 1 - 15:
- 2% cash back on gas and groceries
- 1% cash back on all other purchases
- Bonus: Get up to 15% more cash back when you shop online at select merchants through Perk Central
- No limit on the cash you can earn and cash won't expire
- Redeem cash rewards any time for any amount, even set up automatic redemption
- 0% intro APR on purchases until November 2012
- Pick an image for your card—choose the one shown here, any of the hundreds in our collection, or add your own
| Intro Purchase APR |
Intro Balance Transfer APR |
Regular APR |
Annual Fee |
Bal. Trans. |
Credit Needed |
| 0% until November 2012* |
N/A |
17.9% - 22.9% (V)* |
$39.00* |
Yes* |
Fair Credit* |
- An excellent credit card for help rebuilding credit scores; reports to 3 major credit bureaus monthly
- Acceptance at millions of locations worldwide, including website purchases and reservations
- Your account information is updated and at your fingertips 24/7 so you can manage it your way
- Email and text messages are available to remind you of your upcoming payment due date
- Knowledgeable customer service representatives to assist you with questions or concerns
| Intro Purchase APR |
Intro Balance Transfer APR |
Regular APR |
Annual Fee |
Bal. Trans. |
Credit Needed |
| N/A |
N/A |
14.99%-19.99%* |
$0 - $59 the first year, $35 - $59 per year thereafter* |
Yes* |
Bad Credit* |
- 0% intro APR on all purchases until November 2012
- $0 Fraud Liability if your card is lost or stolen
- Enjoy Platinum benefits, including 24-hour roadside assistance and extended warranty protection
- Pick an image for your card—choose the one shown here, any of the hundreds in our collection, or add your own
| Intro Purchase APR |
Intro Balance Transfer APR |
Regular APR |
Annual Fee |
Bal. Trans. |
Credit Needed |
| 0% until November 2012* |
N/A |
17.9% - 22.9% (V)* |
$39.00* |
Yes* |
Fair Credit* |
- Reports to 3 major credit bureaus monthly providing you the opportunity to rebuild your credit
- Acceptance at millions of locations worldwide, including website purchases and reservations
- Your account information is updated and at your fingertips 24/7 so you can manage it your way
- Email and text messages to remind you of your upcoming payment due date with online enrollment
- Knowledgeable customer service representatives to assist you with questions or concerns
| Intro Purchase APR |
Intro Balance Transfer APR |
Regular APR |
Annual Fee |
Bal. Trans. |
Credit Needed |
| N/A |
N/A |
14.99%-19.99%* |
$0 - $59 the first year, $35 - $59 per year thereafter* |
Yes* |
Bad Credit* |
- Get the credit you need with no processing fees or application fees
- $0 Fraud Liability if your card is lost or stolen
- Pick an image for your card - choose the one shown here, any of the hundreds in our collection, or add your own
- Access your account 24/7
- Monitor your spending with free e-mail and text message alerts
- Automatic reporting to the 3 major credit bureaus
- Find pre-qualified card offers in 60 seconds without affecting your credit score
| Intro Purchase APR |
Intro Balance Transfer APR |
Regular APR |
Annual Fee |
Bal. Trans. |
Credit Needed |
| N/A |
N/A |
10.9 - 24.9% (V)* |
See terms* |
Yes* |
N/A* |
- A card designed to help those new to the U.S. establish credit and earn cash back
- Build credit with automatic reporting to the three major credit bureaus
- Get 2% cash back on travel purchases
- Earn 1% cash back on all other purchases
- No foreign transaction fees
- No annual fee
| Intro Purchase APR |
Intro Balance Transfer APR |
Regular APR |
Annual Fee |
Bal. Trans. |
Credit Needed |
| N/A |
N/A |
24.9% (V)* |
None* |
Yes* |
Fair Credit* |
- Get the credit you need with no processing fees or application fees
- Automatic reporting to the 3 major credit bureaus
- Track credit with access to your credit score and other tools
- Your refundable security deposit can get you a line up to $3000
- You may qualify for credit line increases with no further security deposit required
- Use it like any MasterCard credit card, accepted at millions of locations worldwide
| Intro Purchase APR |
Intro Balance Transfer APR |
Regular APR |
Annual Fee |
Bal. Trans. |
Credit Needed |
| N/A |
N/A |
22.9% (V)* |
$29.00* |
Yes* |
Bad Credit* |
- Guaranteed Rewards - you can pick iTunes, RedBox, Cash, Starbucks and More
- Special Reload Offer - Receive a Credit of the Green Dot MoneyPak® fee the first time you try it.*
- Free Direct Deposit, Online bill pay, Earn rewards.
- No credit check, 100% approved*
- No bounced check fees or overdraft fees - ever!
- Travel, rent cars, reserve hotels, shop online safely.
- Unbelievable customer service.
| Intro Purchase APR |
Intro Balance Transfer APR |
Regular APR |
Annual Fee |
Bal. Trans. |
Credit Needed |
| N/A |
N/A |
N/A* |
$7.95 monthly* |
N/A* |
No Credit Check* |
- Similar to a checking account with a Visa prepaid card
- Save up to $220 compared with other cards, the first year alone
- 100% approval with no credit check and no activation fee
- $0.99 monthly fee if $500 is loaded each month. (Only $4.95 otherwise)
- Free Direct Deposit from employers or deposit cash at 50,000 retailers
- Write personal checks online: easy to pay rent or other bills
- Earn 1,500 cash back reward points for you first direct deposit load
- Optional companion card available, as if you had a joint checking
| Intro Purchase APR |
Intro Balance Transfer APR |
Regular APR |
Annual Fee |
Bal. Trans. |
Credit Needed |
| N/A |
N/A |
N/A* |
$0.99 monthly fee if you load $500 in the month (Reg. $4.95). |
N/A* |
No Credit Check* |
- No issuance fee online
- No credit check or bank account required
- No overdraft fees
- No minimum balance required
- Free Direct Deposit
- $10 bonus with qualifying Direct Deposit (for a limited time only)
- Use everywhere MasterCard debit is accepted, including shop online, pay bills, get cash at ATMs
| Intro Purchase APR |
Intro Balance Transfer APR |
Regular APR |
Annual Fee |
Bal. Trans. |
Credit Needed |
| N/A |
N/A |
N/A* |
$3.00 monthly* |
N/A* |
No Credit Check* |
- As an official sponsor of the National Breast Cancer Foundation, purchases from the ACE Elite Card have contributed to over $2 million towards breast cancer awareness and detection.
- Free Direct Deposit - tax refunds get credited in as few as 8 days and paychecks are available up to two days faster*
- Direct Depositing $500 in one calendar month qualifies you for a $10 Purchase Cushion & our lowest fee plan*
- No credit check, No application fee, No obligation*
- Secure: Card funds are FDIC insured, backed by Visa® Zero Liability*
| Intro Purchase APR |
Intro Balance Transfer APR |
Regular APR |
Annual Fee |
Bal. Trans. |
Credit Needed |
| N/A |
N/A |
N/A* |
up to $9.95 monthly* |
N/A* |
No Credit Check* |
- $0 Activation Online - with no credit check
- Access over 18,000 MoneyPass® ATMs
- Get a $4.95 credit on your first MoneyPak cash load (see site for restrictions)
- No Monthly fee for any month with at least 30 purchases
- No Transaction fees on US purchases
- No Overdraft fees
- No Minimum balance required
| Intro Purchase APR |
Intro Balance Transfer APR |
Regular APR |
Annual Fee |
Bal. Trans. |
Credit Needed |
| N/A |
N/A |
N/A* |
up to $5.95 monthly* |
N/A* |
No Credit Check* |
- 100% Guaranteed Approval* - No Credit Check.
- Free Direct Deposit - sign up now and have a safe place to put your tax refund.
- Only card that lets you change your fee plan whenever you want to.
- Free prescription discount card.
- Easy Bill Pay - pay bills, rent, or write personal checks.
- Card to card transfers.
| Intro Purchase APR |
Intro Balance Transfer APR |
Regular APR |
Annual Fee |
Bal. Trans. |
Credit Needed |
| N/A |
N/A |
N/A* |
$0.00* |
N/A* |
No Credit Check* |
- Similar to a checking account, even if you have bad credit.
- Free Direct Deposit from your employer. Deposit cash at 50,000 retailer.
- Write personal checks online, we mail them for you!
- All for only $0.99/monthly, including a Visa prepaid card.
| Intro Purchase APR |
Intro Balance Transfer APR |
Regular APR |
Annual Fee |
Bal. Trans. |
Credit Needed |
| N/A |
N/A |
N/A* |
See Terms* |
N/A* |
No Credit Check* |
- New - Free Roadside Assistance
- New - Free Savings Account with 5.65% APY
- 1% Cash Back on Gas Purchases
- Free Direct Deposit so you can get paid faster
- Free Bill Pay online or over the phone
- Free Transactions and Customer Service
- No Overdraft Fees, No Interest Fees, and No Hidden Fees
- No Credit Check - 100% Approval
| Intro Purchase APR |
Intro Balance Transfer APR |
Regular APR |
Annual Fee |
Bal. Trans. |
Credit Needed |
| N/A |
N/A |
N/A* |
$7.95 monthly* |
N/A* |
No Credit Check* |
FICO scores/credit scores are used to represent the credit worthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any First PREMIERR Bank product.