Credit Cards for People with Poor / Bad Credit
The credit cards & prepaid cards listed below are the most popular cards for consumers with poor to bad credit. The credit cards on this page may be able to help build, rebuild, or re-establish your credit history if you make on time minimum payments with all of your creditors and maintain your account balances below the credit limits. Apply online today for a credit card you can trust!
10 Credit Cards for People with Poor / Bad Credit Available. Displaying Offers 1 - 10:
- Don't be held back by past credit card struggles
- Join nearly 3 million credit cardholders
- Save time with our easy credit card application
- Your second chance for a credit card is our business
| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
| See Terms |
See Terms |
See Terms |
See Terms |
No* |
Bad Credit |
- An excellent credit card for rebuilding credit scores; reports to 3 major credit bureaus monthly!
- Acceptance at millions of locations worldwide, including website purchases and reservations
- Your account information is updated and at your fingertips 24/7 so you can manage it your way
- Email and text messages to remind you of your upcoming payment due date with online enrollment
- On-call customer service representatives to assist you with questions or concerns
| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
| N/A |
N/A |
7.90% - 28.90% |
See Terms* |
Yes |
All Credit Types |
- FREE MasterCard Prepaid Card & FREE Shipping
- FREE Instant Virtual Card – Shop Online Today
- FREE Direct Deposit + Get $20 Signup Bonus
- Earn High Savings Interest Rate!
- FREE Unlimited Purchase/ Signature Transactions
- FREE Check Your Balance With a Text Message
- Send and Receive Money Securely With Your Mobile Phone
- Refer friends and family and make money
- $0 Activation Fee
- $0 First Monthly Fee – Try it For FREE
- $0 Monthly Fee When You Load at Least $500 Per Month (Otherwise Only $5!)
- No Hidden Fees / No Overdraft Fees
- Fully FDIC Insured
- o Credit Check/ No Bank Account Required
- FREE Account Management – Over The Phone or Online
| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
| * |
* |
* |
See Terms* |
No |
No Credit Check |
- FREE $0 Activation Online –with NO credit check!
- FREE Cash withdrawals at over 15,000 participating ATMs
- FREE Online Bill Pay & Direct Deposit
- NO Monthly fee for any month with at least 30 purchases
- NO Transaction fees on US purchases
- NO Overdraft or penalty fees
- NO Minimum balance required
- GET $10 with Direct Deposit (see site for restrictions)
| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
| * |
* |
* |
See Terms* |
No |
No Credit Check |
- The power of a bank account in a Visa prepaid card.
- Save up to $220 compared with other cards, the first year alone!
- 100% approval with no credit check and no activation fee.
- $0.99 monthly fee if $500 is loaded each month. (Only $2.99 otherwise).
- Free Direct Deposit from employers or government benefits providers
- Deposit cash at 50,000 retailers.
- Write personal checks online: easy to pay rent or other bills.
- Earn 1,500 cash back reward points for you first direct deposit load.
- Optional companion card available, as if you had a joint checking.
| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
| * |
* |
* |
See Terms* |
No |
No Credit OK |
- 100% approval - No credit check required
- Make purchases anywhere Visa Debit is accepted
- Borrow Money and Build Credit with iAdvance line of credit
- No Overdraft Fees or Minimum Balances
- Free Direct Deposit
- EXCLUSIVE - 5% APY Savings Account
- Online Bill Pay - Easily send a check to Anyone
- Add up to $10K to your account in over 65,000 locations
- As seen on TV and in stores nationwide
| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
| * |
* |
* |
See Terms* |
No |
No Credit Check |
- Show your style with the BabyPhat RushCard
- Guaranteed approval*
- No Credit Check
- FREE Direct Deposit
- No Overdraft Fees/ No Check Fees/ No Interest Fees
- Free Credit Builder
- 56% of cardholders save over $300/ year using the RushCard
- Make money with our Refer A Friend Program
- Reloadable with a $10,000 maximum balance
- Free Email/ SMS Alerts
- Card to Card transfers between RushCard Members
- Free Prescription Discount Card from RushCard – Save up to 85% on prescriptions
| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
| * |
* |
* |
See Terms* |
No |
No Credit Check |
- 100% Approval Guaranteed!* – No Chexsystems or credit checks, bankruptcy okay!
- Now with FREE Credit Builder!
- Better than a checking account – Great online bill pay service with no overdraft, bounced check fees – EVER!
- Pay Nothing Now! – No deposits or prepayments required to get your card.
- FREE Direct Deposit! – stop paying to cash your paycheck.
- FREE phone and online access to your card account!
- No declined transaction fees!
- Great Loading Options – FREE direct deposit and bank account transfers, 60,000+ Green Dot and ReadyLink cash load locations.
- Safer than cash - All deposits FDIC insured; purchases covered by Visa Zero Fraud Liability protection.
- Cheaper than credit – no late fees, no over limit fees, no interest charges – EVER!
- * Subject to I.D. Verification.
| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
| * |
* |
* |
N/A* |
No |
No Credit Check |
- 100% Guaranteed Approval*
- $0 Activation Fee
- $25 Cash Bonus when you use direct deposit
- New iAdvance(SM) loan option
- No Overdraft Fees and no Minimum Balance
- Free Credit Builder
- Free Bill Pay
- Free Direct Deposit
- No Credit Check – for prepaid card only
| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
| * |
* |
* |
See Terms* |
No |
No Credit Check |
- FREE Direct Deposit
- FREE live customer service 24/7
- FREE text alerts and phone balance inquiries
- FREE optional credit building history
- FREE online money management tools
- Pay bills and shop online
- Easy to use - the convenience of plastic WITHOUT THE DEBT
- NO Credit Check
- STOP Paying check cashing, overdraft, interest fees
- Card to Card transfers between RushCard Members
- Free Prescription Discount Card from RushCard – Save up to 85% on prescriptions
| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
| * |
* |
* |
See Terms* |
No |
No Credit Check |
FICO scores/credit scores are used to represent the credit worthiness of a person and may be one indicator to
the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any
First PREMIER® Bank product.
All Credit Card Applications are Secured with the Highest Level of SSL Certificate Encryption.