Secured Credit Cards

Secured Credit CardsSecured credit cards are an excellent way to establish a positive credit history and are designed especially for people with no credit history, or who have current and past credit problems. Secured cards look and work like any other credit card. The only difference is that you open an FDIC insured security deposit for the credit card. Your payment history is reported to the three major credit bureaus so you can begin to establish your credit. The following secured credit cards require no credit checks and 100% guaranteed approval. Compare the secured card offers below and apply online today!

9 Secured Credit Cards Available. Displaying Offers 1 - 9:

Orchard Bank Classic MasterCards  Editor's Choice

  • Acceptance at millions of locations worldwide, including website purchases and reservations
  • Your account information is updated and at your fingertips 24/7 so you can manage it your way
  • Email and text messages to remind you of your upcoming payment due date with online enrollment
  • On-call customer service representatives to assist you with questions or concerns

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
N/A N/A 7.90% - 19.90% $39-$79* Yes All Credit Types

First PREMIER® Bank Secured Credit Card

  • This is your chance to apply for a secured credit card from First PREMIER® Bank.
  • No credit history required to apply for this credit card
  • Reports monthly to the major Consumer Reporting Agencies
  • This is a genuine secured credit card - not a debit or prepaid card
  • Security Deposits are placed in an FDIC-insured account
  • Your credit card account is accessible by phone 24/7
  • Convenient one-time payment of your security deposit, unlike prepaid cards which must be loaded often

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
See Terms See Terms See Terms See Terms No* All Credit Types

Centennial® Secured Credit Card

  • The secured Centennial credit card gives you the opportunity to build your credit limit over time, starting with just a $200 deposit!
  • Security deposits are held in an FDIC-insured account
  • No credit history required
  • Your account activity reports monthly to the major Consumer Reporting Agencies
  • This is a real credit card - not a prepaid or debit card
  • Pay one security deposit on this credit card, instead of repeated reloadings with prepaid cards
  • We offer second chances for a credit card

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
See Terms See Terms See Terms See Terms No* All Credit Types

Next Millennium MasterCard®

  • No credit check*
  • Approved regardless of credit history
  • Secured credit limit of up to $5,000.00
  • Get cash at over 740,000 ATMs
  • Accepted wherever MasterCard® is accepted

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
N/A N/A 19.5% $59 No* No Credit OK

New Millennium Bank Platinum Visa® or MasterCard®

  • Reports to ALL 3 Bureaus
  • No Credit Check
  • Be Approved Regardless of Credit History
  • Special High Introductory Savings Rate
  • Bonus $3,000 credit line with My Computer Club

* Terms and conditions apply

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
N/A N/A 19.5% $59 Annually No* No Credit OK

First Option Visa®

  • Get a REAL Visa® Credit Card!
  • Up to $5,000.00 Secured Line of Credit!!
  • Be Approved Regardless of Credit History or Income!!!
  • Guaranteed Approval!

    • Apply Today!

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
N/A N/A 19.5% $59 No* No Credit OK

UltraVX Visa®

  • Credit-On Demand™: Up to $25,000 credit line
  • Instant Approval: No credit check, no minimum income or bank account required
  • Credit Reporting: Reports to all the major credit bureaus
  • Clear Rewards: Earn rewards for Southwest Airlines, American Airlines, JetBlue, Barnes and Noble, Amazon and more - with no restrictions
  • Powerful Account Features: FREE direct deposit, FREE bill pay, FREE alerts, FREE Online account access, add cash instantly at 100,000 retail locations nationwide, and many more.

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
* * * See Terms* No* No Credit OK

Platinum Zero(TM) Secured Visa® Credit Card from Applied Bank®

  • ZERO - 0% FIXED APR on Purchases - No Intro Rates!
  • ZERO - 0% Rate Won’t Change - Even If You’re Late!
  • ZERO Turn Downs - Guaranteed Approval*
  • ZERO Credit and Income Requirements
  • ZERO Application Fees
  • ZERO Hassles - Just Choose Your Credit Limit Up To $5,000*
  • ZERO Worries - FREE Personal ID Theft Protection
  • ZERO Delays - Timely CREDIT Bureau Reporting!
    *Requires identity and residence verification and minimum deposit amount of $500 up to $5,000.

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
0% N/A 0% See Terms* No* No Credit OK

Public Savings Bank Secured Card

  • 0% APR on purchases for 6 months
  • No annual fee or monthly fees
  • Your income, employment and credit are not factors!
  • We report to all 3 major credit bureaus
  • Lifetime credit lines up to $10,000
  • 25 day grace period
  • Free fraud protection against unauthorized use
  • No penalty APR
  • Use the card everywhere you see the Visa/Mastercard logo

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
0% 6 months 11.24% none No* No Credit OK

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