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Top 10 Best Rated Credit Cards

Top 10 Credit Cards With hundreds of credit card offers on the market to choose from, it can be difficult to choose the right one for your needs. Therefore, we have hand selected top 10 credit cards that are highly rated by our editor and well received by consumers. Choose the one that fits you best and apply online today.

  Discover® More(SM) Card  Editor's Choice
Discover® More(SM) Card
Apply for the Discover® More(SM) Card Now
  • 5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more
  • 5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping site
  • Up to 1% Cashback Bonus® on all other purchases automatically
  • Unlimited cash rewards
  • Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus® Partners
  • 0% Intro APR for 6 months on purchases, and 12 months on balance transfers
  • Click here to learn more »
Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
0%* 12 Months* 10.99%* None* Yes* Good Credit

  Citi® Platinum Select® Card
Citi® Platinum Select® Card
Apply for the Citi® Platinum Select® Card Now
  • 0% APR* on balance transfers and purchases for up to 12 months
  • No annual fee
  • Citi® Identity Theft Solutions
  • $0 liability on unauthorized purchases
  • Secure, free online account management
  • Click here to learn more »
Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
0%* Up to 12 Mons.* As low as 8.49%* None* Yes* Good Credit

  Capital One® Standard Platinum Card
Capital One® Standard Platinum Card
Apply for the Capital One® Standard Platinum Card Now
  • 0% on purchases until December 2008. After that, a variable APR, currently 19.55%
  • No annual fee
  • Exclusive savings: up to 40% off  featured deals and 10% savings on everything else at Capital One® Saving ZoneSM on Yahoo! Shopping
  • Platinum Benefits including extended warranties, travel accident insurance and 24 hour roadside assistance
  • Click here to learn more »
Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
0%* Until 12/08* 19.55%* None* Yes* Average Credit

  Blue from American Express®
Blue from American Express®
Apply for the Blue from American Express® Now
  • 0% APR on purchases for up to 15 months
  • No annual fee
  • Low balance transfer APR - 4.99% Fixed APR for the life of the balance
  • Earn points that can be redeemed for gift cards, travel, merchandise, and unique entertainment experiences
  • Membership Rewards Express® program
  • Express Approval. Get a decision in less than 60 seconds
  • Click here to learn more »
Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
0%* 15 Months* As low as 8.99%* None* Yes* Excellent Credit

  Capital One® No Hassle Cash(SM) Rewards
Capital One® No Hassle Cash(SM) Rewards
Apply for the Capital One® No Hassle Cash(SM) Rewards Now
  • 25% annual bonus on the cash you earn
  • 1% cash back on every purchase
  • 0% APR on purchases until December 2008. After that, variable APR, currently 16.65%
  • No limit on cash back and rewards won’t expire for the life of your account
  • Redeem cash whenever you want
  • No balance transfer fees
  • Click here to learn more »
Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
0%* Until 12/08* 16.65%* $29* Yes* Average Credit

  Citi® Diamond Preferred® Card
Citi® Diamond Preferred® Card
Apply for the Citi® Diamond Preferred® Card Now
  • 0% APR* on balance transfers and purchases for up to 12 months
  • Citi® Indentity Theft Solutions
  • $0 liability on unauthorized purchases
  • Secure, free online acount management
  • No annual fee
  • Click here to learn more »
Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
0%* Up to 12 Mons.* As low as 8.49%* None* Yes* Good Credit

  Chase Platinum Visa® Card
Chase Platinum Visa® Card
Apply for the Chase Platinum Visa® Card Now
  • 0% Intro APR for up to 12 months
  • The time period for the introductory APR and the balances to which it will apply will be based on our review of your application and credit history
  • No annual fee
  • FREE online account access
  • FREE travel services including Auto Rental Collision Damage Waiver and Worldwide Travel Accident Insurance
  • Click here to learn more »
Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
0%* 12 Months* 10.99%* None* Yes* Good Credit

  Discover® Open Road(SM) Card
Discover® Open Road(SM) Card
Apply for the Discover® Open Road(SM) Card Now
  • 0% Intro APR for 6 months on purchases, and 12 months on balance transfers
  • Save at the pump and everywhere else*
  • 5% Cashback Bonus® on gas and auto maintenance purchases
  • 5% to 20% Cashback Bonus® at top online retailers*
  • Up to 1% Cashback Bonus® on all other purchases
  • Unlimited cash rewards
  • Click here to learn more »
Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
0%* Up to 12 Mons.* 10.99%* None* Yes* Excellent Credit

  First PREMIER Bank MasterCard®/Visa®
First PREMIER Bank MasterCard®/Visa®
Apply for the First PREMIER Bank MasterCard®/Visa® Now
  • Low APR on purchases
  • Reports monthly to 4 major credit bureaus
  • A credit card for those with less than perfect credit
  • Quality customer service
  • Accepted where you see the MasterCard® or Visa® logo
  • See application for complete terms & conditions
  • Click here to learn more »
Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
N/A* N/A* 9.9%* $48* N/A* Bad Credit OK

  Continental Finance Gold MasterCard®
Continental Finance Gold MasterCard®
Apply for the Continental Finance Gold MasterCard® Now
  • Rates as low as 9.75% APR*
  • Unsecured MasterCard accepted at millions of locations worldwide
  • Monthly reporting to the major credit bureaus
  • Free online access
  • Excellent online tools for managing your finances
  • Semi-annual credit limit increases*
  • Click here to learn more »
Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
N/A* N/A* 9.75%* $25* N/A* Bad Credit OK


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*Please see the credit card online application for details about terms and conditions of each Top 10 Best Rated Credit Card offer.
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