Unsecured Credit Cards for People with Bad Credit
An unsecured credit card is a credit card that is not secured by collateral. The following unsecured credit cards may be able to help build, rebuild, or re-establish your credit history if you make on time minimum payments with all of your creditors and maintain your account balances below the credit limits. Have good or excellent credit? Get unsecured credit cards for people with good credit.
4 Unsecured Credit Cards for People with Bad Credit Available. Displaying Offers 1 - 4:
- An excellent credit card for help rebuilding credit scores; reports to 3 major credit bureaus monthly
- Acceptance at millions of locations worldwide, including website purchases and reservations
- Your account information is updated and at your fingertips 24/7 so you can manage it your way
- Email and text messages are available to remind you of your upcoming payment due date
- Knowledgeable customer service representatives to assist you with questions or concerns
| Intro Purchase APR | Intro Balance Transfer APR | Regular APR | Annual Fee | Bal. Trans. | Credit Needed |
|---|---|---|---|---|---|
| N/A | N/A | 14.99%-19.99%* | $0 - $59 the first year, $35 - $59 per year thereafter* | Yes* | Bad Credit* |
- Reports to 3 major credit bureaus monthly providing you the opportunity to rebuild your credit
- Acceptance at millions of locations worldwide, including website purchases and reservations
- Your account information is updated and at your fingertips 24/7 so you can manage it your way
- Email and text messages to remind you of your upcoming payment due date with online enrollment
- Knowledgeable customer service representatives to assist you with questions or concerns
| Intro Purchase APR | Intro Balance Transfer APR | Regular APR | Annual Fee | Bal. Trans. | Credit Needed |
|---|---|---|---|---|---|
| N/A | N/A | 14.99%-19.99%* | $0 - $59 the first year, $35 - $59 per year thereafter* | Yes* | Bad Credit* |
- Checking Account Required
- If approved, pay your $95 Processing Fee to open your account and access your $300 credit limit
- Confidential online application process
- Reports to the major Consumer Reporting Agencies
- Plan your credit future with a First PREMIER Bank credit card
| Intro Purchase APR | Intro Balance Transfer APR | Regular APR | Annual Fee | Bal. Trans. | Credit Needed |
|---|---|---|---|---|---|
| N/A | N/A | See website* | See website* | N/A* | Fair/Bad Credit* |
- Checking account required to qualify
- A credit card offer for those with less than perfect credit
- Reports your credit history to the major Consumer Reporting Agencies
- Apply for a credit card today - Get a response today
- This credit card may be able to help rebuild your credit history if you make on-time minimum payments and maintain your balances under the credit limits with all your creditors.
| Intro Purchase APR | Intro Balance Transfer APR | Regular APR | Annual Fee | Bal. Trans. | Credit Needed |
|---|---|---|---|---|---|
| N/A | N/A | See Website* | See Website* | N/A* | Fair/Bad* |
Have good or excellent credit? Apply for unsecured credit cards for people with good credit.
*Unsecured credit card offers from First PREMIER® Bank are fee-based.
FAQs
Tips & Advice
Glossary
- APR - Acronym for Annual Percentage Rate. The yearly percentage rate of the finance charge.
- Intro APR - A low interest rate offered for a limited time, usually for the first 6 to 12 months.
- Regular APR - A fixed yearly percentage rate of the finance charge.
- Balance Transfer - The act of transferring the whole or partial balance of one card to another card.
- Annual Fee - A fee charged by the card issuer for being a card holder.








