Unsecured Credit Cards
An unsecured credit card is a credit card that is not secured by collateral.
Unsecured credit cards are the majority of credit cards issued. The following
unsecured credit cards are for those who have good credit, bad credit
or no credit at all. Apply for a unsecured credit card of your choice
by filling out a secure online application.
Discover® More(SM) Card
5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more
5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping site
Up to 1% Cashback Bonus® on all other purchases automatically
Unlimited cash rewards
Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus® Partners
0% Intro APR for 6 months on purchases, and 12 months on balance transfers
Click here to learn more »
Intro APR
Intro Period
Regular APR
Annual Fee
Balance Transfer
Credit Needed
0%*
12 Months*
10.99%*
None*
Yes*
Good Credit
Citi® Platinum Select® Card
0% APR* on balance transfers and purchases for up to 12 months
No annual fee
Citi® Identity Theft Solutions
$0 liability on unauthorized purchases
Secure, free online account management
Click here to learn more »
Intro APR
Intro Period
Regular APR
Annual Fee
Balance Transfer
Credit Needed
0%*
Up to 12 Mons.*
As low as 8.49%*
None*
Yes*
Good Credit
Capital One® Standard Platinum Card
0% on purchases until December 2008. After that, a variable APR, currently 19.55%
No annual fee
Exclusive savings: up to 40% off featured deals and 10% savings on everything else at Capital One® Saving ZoneSM on Yahoo! Shopping
Platinum Benefits including extended warranties, travel accident insurance and 24 hour roadside assistance
Click here to learn more »
Intro APR
Intro Period
Regular APR
Annual Fee
Balance Transfer
Credit Needed
0%*
Until 12/08*
19.55%*
None*
Yes*
Average Credit
Blue from American Express®
0% APR on purchases for up to 15 months
No annual fee
Low balance transfer APR - 4.99% Fixed APR for the life of the balance
Earn points that can be redeemed for gift cards, travel, merchandise, and unique entertainment experiences
Membership Rewards Express® program
Express Approval. Get a decision in less than 60 seconds
Click here to learn more »
Intro APR
Intro Period
Regular APR
Annual Fee
Balance Transfer
Credit Needed
0%*
15 Months*
As low as 8.99%*
None*
Yes*
Excellent Credit
Capital One® No Hassle Cash(SM) Rewards
25% annual bonus on the cash you earn
1% cash back on every purchase
0% APR on purchases until December 2008. After that, variable APR, currently 16.65%
No limit on cash back and rewards won’t expire for the life of your account
Redeem cash whenever you want
No balance transfer fees
Click here to learn more »
Intro APR
Intro Period
Regular APR
Annual Fee
Balance Transfer
Credit Needed
0%*
Until 12/08*
16.65%*
$29*
Yes*
Average Credit
Citi® Diamond Preferred® Card
0% APR* on balance transfers and purchases for up to 12 months
Citi® Indentity Theft Solutions
$0 liability on unauthorized purchases
Secure, free online acount management
No annual fee
Click here to learn more »
Intro APR
Intro Period
Regular APR
Annual Fee
Balance Transfer
Credit Needed
0%*
Up to 12 Mons.*
As low as 8.49%*
None*
Yes*
Good Credit
Chase Platinum Visa® Card
0% Intro APR for up to 12 months
The time period for the introductory APR and the balances to which it will apply will be based on our review of your application and credit history
No annual fee
FREE online account access
FREE travel services including Auto Rental Collision Damage Waiver and Worldwide Travel Accident Insurance
Click here to learn more »
Intro APR
Intro Period
Regular APR
Annual Fee
Balance Transfer
Credit Needed
0%*
12 Months*
10.99%*
None*
Yes*
Good Credit
Discover® Open Road(SM) Card
0% Intro APR for 6 months on purchases, and 12 months on balance transfers
Save at the pump and everywhere else*
5% Cashback Bonus® on gas and auto maintenance purchases
5% to 20% Cashback Bonus® at top online retailers*
Up to 1% Cashback Bonus® on all other purchases
Unlimited cash rewards
Click here to learn more »
Intro APR
Intro Period
Regular APR
Annual Fee
Balance Transfer
Credit Needed
0%*
Up to 12 Mons.*
10.99%*
None*
Yes*
Excellent Credit
First PREMIER Bank MasterCard®/Visa®
Low APR on purchases
Reports monthly to 4 major credit bureaus
A credit card for those with less than perfect credit
Quality customer service
Accepted where you see the MasterCard® or Visa® logo
See application for complete terms & conditions
Click here to learn more »
Intro APR
Intro Period
Regular APR
Annual Fee
Balance Transfer
Credit Needed
N/A*
N/A*
9.9%*
$48*
N/A*
Bad Credit OK
Continental Finance Gold MasterCard®
Rates as low as 9.75% APR*
Unsecured MasterCard accepted at millions of locations worldwide
Monthly reporting to the major credit bureaus
Free online access
Excellent online tools for managing your finances
Semi-annual credit limit increases*
Click here to learn more »
Intro APR
Intro Period
Regular APR
Annual Fee
Balance Transfer
Credit Needed
N/A*
N/A*
9.75%*
$25*
N/A*
Bad Credit OK
Couldn't find the unsecured card that you want? Here are more options: