WaMu Free Checking & High-Yield Savings Account

Back flips, cartwheels and high-fives -- all free with WaMu Free Checking.

WaMu Free Checking Comes With:

• Quick online application
  • Applying online takes just 7 minutes.* That's less time than it takes to do the dishes, flip through cable, walk the dog... you get the point.
    
    
• Free ATM cash withdrawals
  • Our branch or someone else's? Either way, we don't charge fees. Plus, we have over 4,000+ ATMs (feel free to try them all).
    
    
• Free checks for life
  • You think you should pay for checks? We don't either.
    
    
• Cash back on debit card purchases
  • Dream about getting paid to shop? Get 3 cents back on debit card purchases with our Gold Debit MasterCard® with Rewards*. It's our way of saying, "Thanks."
    
    
• No monthly checking fees
  • Keep at least a penny in your account and there are no monthly fees. And if you sign up for low balance alerts we'll send you updates to help you stay positive.
    
    
• Waived fees
  • Mistakes happen. That's why we waive one NSF or overdraft fee per year. Whew, right?
    
    
• FDIC Insurrance
  • With federal insurance, your total deposits are FDIC insured up to $100,000.

What's better than WaMu Free Checking? Combining it with our online-exclusive, high-yield savings account. Apply online in a few easy steps and win big with free checks, debit rewards. Learn more!